---
title: "Metropolitan Bank Holding Corp. (MCB.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/MCB.US.md"
symbol: "MCB.US"
name: "Metropolitan Bank Holding Corp."
industry: "Regional Banks"
datetime: "2026-05-20T10:05:34.877Z"
locales:
  - [en](https://longbridge.com/en/quote/MCB.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/MCB.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/MCB.US.md)
---

# Metropolitan Bank Holding Corp. (MCB.US)

## Company Overview

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.mcbankny.com](https://www.mcbankny.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: C (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 41 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.70% |  |
| Net Profit YoY | 28.93% |  |
| P/B Ratio | 1.15 |  |
| Dividend Ratio | 0.85% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1094832419.01 |  |
| Revenue | 302220000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.22% | B |
| Profit Margin | 28.51% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 11.70% | B |
| Net Profit YoY | 28.93% | B |
| Total Assets YoY | 16.12% | B |
| Net Assets YoY | 28.53% | A |
| Cash Flow Margin | 157.76% | B |
| OCF YoY | 11.70% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Metropolitan Bank Holding Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.70%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "28.93%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.15",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.85%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1094832419.01",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "302220000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.22%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "28.51%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "11.70%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "28.93%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "16.12%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "28.53%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "157.76%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "11.70%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.71 | 163/329 | 13.30 | 12.04 | 11.05 |
| PB | 1.15 | 164/329 | 1.27 | 1.12 | 1.00 |
| PS (TTM) | 3.62 | 166/329 | 3.50 | 3.00 | 2.73 |
| Dividend Yield | 0.85% | 236/329 | 0.57% | 0.39% | 0.20% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-25T04:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 33% |
| Overweight | 1 | 33% |
| Hold | 1 | 33% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 88.33 |
| Highest Target | 109.00 |
| Lowest Target | 97.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/MCB.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/MCB.US/norm.md)
- [Related News](https://longbridge.com/en/quote/MCB.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/MCB.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**