---
title: "MFA Financial, Inc. (MFA.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/MFA.US.md"
symbol: "MFA.US"
name: "MFA Financial, Inc."
industry: "Mortgage REITs"
datetime: "2026-05-20T11:26:51.174Z"
locales:
  - [en](https://longbridge.com/en/quote/MFA.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/MFA.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/MFA.US.md)
---

# MFA Financial, Inc. (MFA.US)

## Company Overview

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It operates through two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment primarily invests in and manages a diversified portfolio of residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. This segment also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities.

| Item | Detail |
|------|--------|
| Industry | Mortgage REITs |
| Exchange | US Market |
| Website | [www.mfafinancial.com](https://www.mfafinancial.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: D
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: D (0.64)**

**Industry**: Mortgage REITs

| Metric | Value |
|--------|-------|
| Industry Ranking | 34 / 47 |
| Industry Median | C |
| Industry Average | D |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: D

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -1.40% |  |
| Net Profit YoY | -12.17% |  |
| P/B Ratio | 0.53 |  |
| Dividend Ratio | 15.43% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 947892844.56 |  |
| Revenue | 288146000.00 |  |

#### Multi Score Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.04% | C |
| Profit Margin | 46.72% | A |
| Gross Margin | 76.91% | A |
| Revenue YoY | -1.40% | D |
| Net Profit YoY | -12.17% | D |
| Total Assets YoY | 14.84% | B |
| Net Assets YoY | -3.21% | D |
| Cash Flow Margin | 177.49% | B |
| OCF YoY | -1.40% | D |
| Turnover | 0.02 | E |
| Gearing Ratio | 86.55% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - MFA Financial, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-1.40%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-12.17%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.53",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "15.43%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "947892844.56",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "288146000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.04%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "46.72%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "76.91%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "-1.40%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-12.17%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "14.84%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "-3.21%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "177.49%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "-1.40%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.02",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "86.55%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.39 | 12/47 | 10.96 | 10.17 | 7.75 |
| PB | 0.53 | 11/47 | 0.56 | 0.54 | 0.52 |
| PS (TTM) | 3.29 | 13/47 | 3.54 | 3.35 | 3.21 |
| Dividend Yield | 15.43% | 14/47 | 15.32% | 14.85% | 14.39% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Annaly Capital Mgmt (NLY.US) | A | A | E | E | C | C |
| 02 | AGNC Investment (AGNC.US) | A | A | E | E | B | C |
| 03 | Starwood Property Trust (STWD.US) | B | B | E | E | A | C |
| 04 | Rithm Capital (RITM.US) | B | B | E | E | C | C |
| 05 | Blackstone MortgageTrust (BXMT.US) | B | A | E | E | A | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-06T04:00:00.000Z

Total Analysts: **7**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 14% |
| Overweight | 1 | 14% |
| Hold | 5 | 71% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 9.33 |
| Highest Target | 31.00 |
| Lowest Target | 11.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/MFA.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/MFA.US/norm.md)
- [Related News](https://longbridge.com/en/quote/MFA.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/MFA.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**