---
title: "Midland States Bancorp, Inc. (MSBI.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/MSBI.US.md"
symbol: "MSBI.US"
name: "Midland States Bancorp, Inc."
industry: "Regional Banks"
datetime: "2026-05-21T22:28:57.177Z"
locales:
  - [en](https://longbridge.com/en/quote/MSBI.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/MSBI.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/MSBI.US.md)
---

# Midland States Bancorp, Inc. (MSBI.US)

## Company Overview

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.midlandsb.com](https://www.midlandsb.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: C (0.41)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 211 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 13.39% |  |
| Net Profit YoY | 118.86% |  |
| P/B Ratio | 1.31 |  |
| Dividend Ratio | 4.66% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 589460890.90 |  |
| Revenue | 274468000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.59% | C |
| Profit Margin | 12.81% | B |
| Gross Margin | 0.00% | E |
| Revenue YoY | 13.39% | B |
| Net Profit YoY | 118.86% | A |
| Total Assets YoY | -10.11% | E |
| Net Assets YoY | -2.18% | D |
| Cash Flow Margin | 463.86% | A |
| OCF YoY | 13.39% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Midland States Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "13.39%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "118.86%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.31",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.66%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "589460890.90",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "274468000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.59%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "12.81%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "13.39%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "118.86%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-10.11%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-2.18%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "463.86%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "13.39%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 23.18 | 259/329 | 22.42 | 11.34 | 10.69 |
| PB | 1.31 | 206/329 | 1.07 | 0.85 | 0.71 |
| PS (TTM) | 2.15 | 21/329 | 2.23 | 1.92 | 1.59 |
| Dividend Yield | 4.66% | 18/329 | 7.43% | 6.69% | 5.51% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-12T04:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 5 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 27.58 |
| Highest Target | 28.00 |
| Lowest Target | 25.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/MSBI.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/MSBI.US/norm.md)
- [Related News](https://longbridge.com/en/quote/MSBI.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/MSBI.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**