---
title: "Midland States Bancorp (MSBI.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/MSBI.US/norm.md"
symbol: "MSBI.US"
name: "Midland States Bancorp"
parent: "https://longbridge.com/en/quote/MSBI.US.md"
datetime: "2026-05-22T00:02:59.657Z"
locales:
  - [en](https://longbridge.com/en/quote/MSBI.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/MSBI.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/MSBI.US/norm.md)
---

# Midland States Bancorp (MSBI.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.7400 | -0.2422 | 0.2380 | 0.4400 | -6.58 |
| ROE | 14.02% | -4.56% | 4.44% | 8.34% | -108.04% |
| Revenue | 74.54M | 73.94M | 61.13M | 64.86M | 65.20M |
| Net income | 15.84M | -5.29M | 5.20M | 9.63M | -143.32M |
| NIM | 3.91% | - | 3.79% | 3.56% | 3.49% |
| Structure | 57.42M | 58.70M | 61.12M | 58.70M | 58.29M |
| Provision | 79.54M | 85.57M | 81.13M | 82.23M | 76.05M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 6.55B | 6.51B | 6.91B | 7.11B | 7.28B |
| Leverage | 11.71 | 11.52 | 11.83 | 12.39 | 12.75 |
| BVPS | 21.54 | 21.49 | 21.98 | 21.53 | 21.43 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 5.44B | 5.42B | 5.60B | 5.95B | 5.94B |
| NPL | 58.79M | 65.48M | 68.70M | 80.11M | 145.69M |
| Capital ratio | 9.98% | 9.89% | 9.37% | 9.02% | 8.32% |
| Coverage | 115.45% | 105.71% | 146.84% | 115.70% | 72.19% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 16.97M | -7.06M | 79.98M | 28.06M | 24.70M |
| Investing CF | -68.35M | 334.73M | 145.24M | 229.47M | 39.47M |
| Financing CF | 37.23M | -366.01M | -235.67M | -182.94M | -76.92M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 4.64

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.32USD | 2026-05-15 | 2026-05-15 | 2026-05-22 |
| Cash Dividend: 
0.32USD | 2026-02-13 | 2026-02-13 | 2026-02-20 |
| Cash Dividend: 
0.32USD | 2025-11-14 | 2025-11-14 | 2025-11-21 |