---
title: "Nicolet Bankshares, Inc. (NIC.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/NIC.US.md"
symbol: "NIC.US"
name: "Nicolet Bankshares, Inc."
industry: "Regional Banks"
datetime: "2026-05-21T18:31:56.359Z"
locales:
  - [en](https://longbridge.com/en/quote/NIC.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/NIC.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/NIC.US.md)
---

# Nicolet Bankshares, Inc. (NIC.US)

## Company Overview

Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.nicoletbank.com](https://www.nicoletbank.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: B (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 23 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.46% |  |
| Net Profit YoY | 3.44% |  |
| P/B Ratio | 1.35 |  |
| Dividend Ratio | 0.90% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 3039393670.82 |  |
| Revenue | 428664000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.75% | B |
| Profit Margin | 31.09% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 21.46% | B |
| Net Profit YoY | 3.44% | C |
| Total Assets YoY | 73.53% | A |
| Net Assets YoY | 90.73% | A |
| Cash Flow Margin | 96.05% | C |
| OCF YoY | 21.46% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Nicolet Bankshares, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "21.46%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "3.44%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.35",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.90%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "3039393670.82",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "428664000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.75%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "31.09%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "21.46%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "3.44%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "73.53%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "90.73%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "96.05%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "21.46%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 22.80 | 258/329 | 15.18 | 14.42 | 13.25 |
| PB | 1.35 | 219/329 | 1.73 | 1.62 | 1.51 |
| PS (TTM) | 7.09 | 285/329 | 5.75 | 5.41 | 5.01 |
| Dividend Yield | 0.90% | 235/329 | 0.96% | 0.90% | 0.85% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-24T04:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 20% |
| Overweight | 3 | 60% |
| Hold | 1 | 20% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 142.25 |
| Highest Target | 183.00 |
| Lowest Target | 165.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/NIC.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/NIC.US/norm.md)
- [Related News](https://longbridge.com/en/quote/NIC.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/NIC.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**