---
title: "NSTS Bancorp, Inc. (NSTS.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/NSTS.US.md"
symbol: "NSTS.US"
name: "NSTS Bancorp, Inc."
industry: "Regional Banks"
datetime: "2026-05-20T17:50:07.497Z"
locales:
  - [en](https://longbridge.com/en/quote/NSTS.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/NSTS.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/NSTS.US.md)
---

# NSTS Bancorp, Inc. (NSTS.US)

## Company Overview

NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer loans, other collateral and unsecured personal loans. It also provides online banking services.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.northshoretrust.com](https://www.northshoretrust.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.53)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 285 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 12.59% |  |
| Net Profit YoY | 88.86% |  |
| P/B Ratio | 0.90 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 71977771.44 |  |
| Revenue | 10263000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -0.12% | D |
| Profit Margin | -0.95% | D |
| Gross Margin | 0.00% | E |
| Revenue YoY | 12.59% | B |
| Net Profit YoY | 88.86% | A |
| Total Assets YoY | -4.38% | D |
| Net Assets YoY | 3.24% | C |
| Cash Flow Margin | -12640.21% | E |
| OCF YoY | 12.59% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - NSTS Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "12.59%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "88.86%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.90",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "71977771.44",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "10263000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "-0.12%",
          "rating": "D"
        },
        {
          "name": "Profit Margin",
          "value": "-0.95%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "12.59%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "88.86%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-4.38%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.24%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-12640.21%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "12.59%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -742.04 | 296/329 | - | - | - |
| PB | 0.90 | 55/329 | 0.82 | 0.77 | 0.72 |
| PS (TTM) | 7.01 | 285/329 | 6.65 | 6.44 | 5.90 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | B | B |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/NSTS.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/NSTS.US/norm.md)
- [Related News](https://longbridge.com/en/quote/NSTS.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/NSTS.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**