---
title: "Nu Holdings Ltd. (NU.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/NU.US.md"
symbol: "NU.US"
name: "Nu Holdings Ltd."
industry: "Diversified Banks"
datetime: "2026-05-20T22:20:46.399Z"
locales:
  - [en](https://longbridge.com/en/quote/NU.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/NU.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/NU.US.md)
---

# Nu Holdings Ltd. (NU.US)

## Company Overview

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [nubank.com.br](https://nubank.com.br) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: B (0.39)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 3 / 64 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 34.49% |  |
| Net Profit YoY | 48.05% |  |
| P/B Ratio | 4.75 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 59736764671.89 |  |
| Revenue | 7594012000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 30.04% | A |
| Profit Margin | 41.92% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 34.49% | A |
| Net Profit YoY | 48.05% | B |
| Total Assets YoY | 42.93% | A |
| Net Assets YoY | 46.26% | A |
| Cash Flow Margin | -299.41% | E |
| OCF YoY | 34.49% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Nu Holdings Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "34.49%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "48.05%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "4.75",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "59736764671.89",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "7594012000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "30.04%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "41.92%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "34.49%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "48.05%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "42.93%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "46.26%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-299.41%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "34.49%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 18.76 | 61/64 | 33.05 | 30.44 | 25.49 |
| PB | 4.75 | 67/64 | 7.92 | 7.44 | 6.48 |
| PS (TTM) | 7.87 | 67/64 | 13.08 | 11.76 | 10.25 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | ING Groep (ING.US) | B | A | E | A | C | B |
| 03 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 04 | Credicorp (BAP.US) | B | B | E | A | C | B |
| 05 | KeyCorp (KEY.US) | B | A | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-20T04:00:00.000Z

Total Analysts: **21**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 15 | 71% |
| Overweight | 5 | 24% |
| Hold | 1 | 5% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 12.79 |
| Highest Target | 22.00 |
| Lowest Target | 15.30 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/NU.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/NU.US/norm.md)
- [Related News](https://longbridge.com/en/quote/NU.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/NU.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**