---
title: "Oversea-Chinese Banking Corporation Limited (O39.SG)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/O39.SG.md"
symbol: "O39.SG"
name: "Oversea-Chinese Banking Corporation Limited"
industry: "Diversified Banks"
datetime: "2026-04-16T22:38:19.507Z"
locales:
  - [en](https://longbridge.com/en/quote/O39.SG.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/O39.SG.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/O39.SG.md)
---

# Oversea-Chinese Banking Corporation Limited (O39.SG)

## Company Overview

Oversea-Chinese Banking Corporation Limited, together with its subsidiaries, provides financial services in Singapore, Malaysia, Indonesia, Greater China, rest of the Asia Pacific, and internationally. It operates through Global Consumer/Private Banking, Global Wholesale Banking, Global Markets and Insurance segments. The company's Global Consumer/Private Banking segment provides checking accounts, savings and fixed deposits, consumer loans such as housing loans and other personal loans, credit cards, investments and wealth management products. This segment also offers investment advice and portfolio management, estate and trust planning, and wealth structuring services for high-net-worth individuals.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | SG Market |
| Website | [www.ocbc.com](https://www.ocbc.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:15.000Z

**Overall: C (0.52)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 7 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 1.20% |  |
| Net Profit YoY | -2.47% |  |
| P/B Ratio | 1.64 |  |
| Dividend Ratio | 3.58% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 102557352417.07 |  |
| Revenue | 13944282422.15 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 12.05% | B |
| Profit Margin | 53.21% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 1.20% | C |
| Net Profit YoY | -2.47% | C |
| Total Assets YoY | 8.10% | B |
| Net Assets YoY | 5.28% | C |
| Cash Flow Margin | -438.27% | E |
| OCF YoY | 1.20% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Oversea-Chinese Banking Corporation Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "1.20%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-2.47%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.64",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.58%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "102557352417.07",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "13944282422.15",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "12.05%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "53.21%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "1.20%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-2.47%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "8.10%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "5.28%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-438.27%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "1.20%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.86 | 5/7 | 12.66 | 10.41 | 9.92 |
| PB | 1.63 | 5/7 | 1.51 | 1.26 | 1.23 |
| PS (TTM) | 7.29 | 5/7 | 6.73 | 5.57 | 5.35 |
| Dividend Yield | 3.62% | 7/7 | 4.98% | 4.09% | 2.73% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank of CN HK SDR 1to1 (HBND.SG) | C | C | E | A | D | C |
| 02 | DBS (D05.SG) | B | C | E | A | D | C |
| 03 | BBCA ID SDR 1to2 (IBKD.SG) | B | D | E | A | D | C |
| 04 | OCBC Bank (O39.SG) | B | C | E | A | D | C |
| 05 | HSBC HK SDR 5to1 (HSHD.SG) | B | C | E | A | D | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-15T16:00:00.000Z

Total Analysts: **16**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 7 | 44% |
| Overweight | 2 | 13% |
| Hold | 5 | 31% |
| Underweight | 2 | 13% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 22.66 |
| Highest Target | 24.85 |
| Lowest Target | 17.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/O39.SG/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/O39.SG/norm.md)
- [Related News](https://longbridge.com/en/quote/O39.SG/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**