---
title: "OceanFirst Financial (OCFC.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/OCFC.US/norm.md"
symbol: "OCFC.US"
name: "OceanFirst Financial"
parent: "https://longbridge.com/en/quote/OCFC.US.md"
datetime: "2026-03-05T08:44:37.970Z"
locales:
  - [en](https://longbridge.com/en/quote/OCFC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/OCFC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/OCFC.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/OCFC.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/OCFC.US/norm.md)


# OceanFirst Financial (OCFC.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.2290 | 0.3000 | 0.2800 | 0.3500 | 0.3591 |
| ROE | 3.16% | 4.21% | 3.87% | 4.81% | 4.93% |
| Revenue | 100.99M | 98.87M | 96.33M | 92.56M | 92.09M |
| Net income | 13.09M | 17.33M | 16.20M | 20.50M | 20.91M |
| NIM | - | 2.91% | 2.91% | 2.90% | - |
| Structure | 95.28M | 90.66M | 87.64M | 86.65M | 83.33M |
| Provision | 104.69M | 102.96M | 99.37M | 97.91M | 95.56M |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 14.56B | 14.32B | 13.33B | 13.31B | 13.42B |
| Leverage | 8.76 | 8.66 | 8.11 | 7.79 | 7.88 |
| BVPS | 29.00 | 28.80 | 28.69 | 29.33 | 29.13 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 10.96B | 10.44B | 10.23B | 10.18B | 10.07B |
| NPL | 27.79M | 41.26M | 33.51M | 36.97M | 35.53M |
| Capital ratio | 10.72% | 10.56% | 10.99% | 11.24% | 11.17% |
| Coverage | 301.27% | 196.87% | 236.54% | 213.14% | 207.19% |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 36.00M | 24.41M | 28.58M | -1.79M | 44.80M |
| Investing CF | -387.34M | -888.20M | -23.68M | 123.61M | -8.60M |
| Financing CF | 212.34M | 967.31M | 1.98M | -81.72M | -126.76M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 4.32

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.2USD | 2026-02-02 | 2026-02-02 | 2026-02-13 |
| Cash Dividend: 
0.2USD | 2025-11-03 | 2025-11-03 | 2025-11-14 |
| Cash Dividend: 
0.2USD | 2025-08-04 | 2025-08-04 | 2025-08-15 |