---
title: "OFG Bancorp (OFG.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/OFG.US.md"
symbol: "OFG.US"
name: "OFG Bancorp"
industry: "Regional Banks"
datetime: "2026-04-16T04:42:54.161Z"
locales:
  - [en](https://longbridge.com/en/quote/OFG.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/OFG.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/OFG.US.md)
---

# OFG Bancorp (OFG.US)

## Company Overview

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.ofgbancorp.com/Overview/default.aspx](https://www.ofgbancorp.com/Overview/default.aspx) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.47)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 182 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -0.88% |  |
| Net Profit YoY | 3.50% |  |
| P/B Ratio | 1.30 |  |
| Dividend Ratio | 2.95% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1802734956.84 |  |
| Revenue | 623930000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 15.51% | A |
| Profit Margin | 32.87% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -0.88% | D |
| Net Profit YoY | 3.50% | C |
| Total Assets YoY | 8.39% | B |
| Net Assets YoY | 10.81% | B |
| Cash Flow Margin | 106.15% | B |
| OCF YoY | -0.88% | D |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - OFG Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-0.88%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "3.50%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.30",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.95%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1802734956.84",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "623930000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "15.51%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "32.87%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-0.88%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "3.50%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "8.39%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.81%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "106.15%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "-0.88%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 8.79 | 14/332 | 9.92 | 9.30 | 8.68 |
| PB | 1.30 | 203/332 | 1.46 | 1.35 | 1.28 |
| PS (TTM) | 2.89 | 55/332 | 3.11 | 2.96 | 2.80 |
| Dividend Yield | 2.94% | 101/332 | 2.93% | 2.73% | 2.51% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | SouthState Bank (SSB.US) | B | A | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-14T04:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 25% |
| Hold | 3 | 75% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 42.44 |
| Highest Target | 49.00 |
| Lowest Target | 43.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/OFG.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/OFG.US/norm.md)
- [Related News](https://longbridge.com/en/quote/OFG.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/OFG.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**