---
title: "Pioneer Bancorp (PBFS.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PBFS.US/norm.md"
symbol: "PBFS.US"
name: "Pioneer Bancorp"
parent: "https://longbridge.com/en/quote/PBFS.US.md"
datetime: "2026-05-21T17:31:51.881Z"
locales:
  - [en](https://longbridge.com/en/quote/PBFS.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PBFS.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PBFS.US/norm.md)
---

# Pioneer Bancorp (PBFS.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.2195 | 0.1553 | 0.1769 | 0.2600 | 0.2300 |
| ROE | 6.49% | 4.69% | 5.51% | 8.26% | 7.49% |
| Revenue | 23.83M | 24.49M | 23.23M | 22.86M | 22.01M |
| Net income | 5.29M | 3.74M | 4.33M | 6.45M | 5.76M |
| NIM | 4.21% | - | 4.16% | 4.13% | 4.12% |
| Structure | 20.75M | 20.25M | 20.20M | 19.61M | 19.08M |
| Provision | 24.61M | 25.05M | 24.02M | 24.41M | 22.81M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 2.22B | 2.15B | 2.24B | 2.10B | 2.07B |
| Leverage | 6.76 | 6.64 | 7.14 | 6.67 | 6.66 |
| BVPS | 13.45 | 13.27 | 12.87 | 12.64 | 12.35 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 1.85B | 1.74B | 1.90B | 1.74B | 1.72B |
| NPL | 8.91M | 11.25M | 11.39M | 10.89M | 10.70M |
| Capital ratio | 16.20% | 16.30% | 15.95% | 17.28% | 17.86% |
| Coverage | 292.01% | 224.93% | 216.04% | 218.63% | 213.26% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -161000.00 | 5.67M | 3.90M | 5.06M | -3.53M |
| Investing CF | -37.93M | 585000.00 | -37.11M | -43.61M | -45.65M |
| Financing CF | 61.35M | -101.14M | 139.69M | 20.99M | 92.28M |
| Free CF | - | - | - | - | - |