---
title: "Pathfinder Bancorp, Inc. (PBHC.US) — Company Overview"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PBHC.US/overview.md"
symbol: "PBHC.US"
name: "Pathfinder Bancorp, Inc."
parent: "https://longbridge.com/en/quote/PBHC.US.md"
datetime: "2026-04-16T10:06:45.458Z"
locales:
  - [en](https://longbridge.com/en/quote/PBHC.US/overview.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PBHC.US/overview.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PBHC.US/overview.md)
---

# Pathfinder Bancorp, Inc. (PBHC.US) — Company Overview

## Basic Information

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Address | 214 West First Street, Oswego, New York, United States |
| Website | [www.pathfinderbank.com](https://www.pathfinderbank.com) |

## Company Profile

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company’s deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts.

## Key Executives

| Name | Title |
|------|-------|
| James A. Dowd | President, CEO & Director |
| William Anson Barclay | Independent Chairman of Board |
| Robert G. Butkowski | Senior VP & COO |
| William D. O'Brien | Senior VP & Chief Risk Officer |
| Justin K. Bigham | Executive VP & CFO |
| Joseph P. McManus | Senior VP & Chief Information Officer |
| Lloyd A. Stemple | Independent Director |
| David A. Ayoub | Independent Director |
| Adam C. Gagas | Independent Director |

## Major Shareholders

| Name | Ratio | Report Date |
|------|-------|-------------|
| Castle Creek Advisors VIII LLC | 28.61% | 2025-04-11 |
| AllianceBernstein L.P. | 7.58% | 2025-12-31 |
| Pathfinder Bank, ESOP | 4.34% | 2025-12-31 |
| Minerva Advisors LLC | 4.19% | 2025-12-31 |
| Adam C. Gagas | 3.23% | 2026-03-13 |
| The Vanguard Group, Inc. | 2.16% | 2025-12-31 |
| James A. Dowd | 1.73% | 2026-04-08 |
| Oppenheimer + Close, LLC | 1.47% | 2025-12-31 |
| William Anson Barclay | 1.45% | 2025-11-20 |
| Lloyd A. Stemple | 1.14% | 2025-04-11 |

## Business Breakdown

| Segment | Revenue | Ratio |
|---------|---------|-------|
| Thrift / Savings and Loan Institutions | 30488000 | 100% |

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## Geographic Segments

| Region | Revenue | Ratio |
|--------|---------|-------|
| United States | 30488000 | 100% |


---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**