---
title: "Peoples Financial Services Corp. (PFIS.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PFIS.US.md"
symbol: "PFIS.US"
name: "Peoples Financial Services Corp."
industry: "Regional Banks"
datetime: "2026-04-17T02:14:55.556Z"
locales:
  - [en](https://longbridge.com/en/quote/PFIS.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PFIS.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PFIS.US.md)
---

# Peoples Financial Services Corp. (PFIS.US)

## Company Overview

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York. The company accepts deposits through money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate and working capital, as well as loans for equipment and other commercial needs.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.psbt.com](https://www.psbt.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: B (0.34)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 64 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 62.85% |  |
| Net Profit YoY | 596.48% |  |
| P/B Ratio | 1.10 |  |
| Dividend Ratio | 4.32% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 572845517.21 |  |
| Revenue | 187591000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.97% | B |
| Profit Margin | 31.55% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 62.85% | A |
| Net Profit YoY | 596.48% | A |
| Total Assets YoY | 3.51% | C |
| Net Assets YoY | 10.85% | B |
| Cash Flow Margin | 91.70% | C |
| OCF YoY | 62.85% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Peoples Financial Services Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "62.85%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "596.48%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.10",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.32%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "572845517.21",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "187591000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.97%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "31.55%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "62.85%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "596.48%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.51%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.85%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "91.70%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "62.85%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.58 | 30/332 | 24.22 | 14.00 | 9.19 |
| PB | 1.09 | 120/332 | 1.06 | 1.01 | 0.96 |
| PS (TTM) | 3.02 | 73/332 | 3.50 | 2.96 | 2.75 |
| Dividend Yield | 4.37% | 23/332 | 5.18% | 4.90% | 4.64% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | A | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-02T04:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 2 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 56.73 |
| Highest Target | 59.00 |
| Lowest Target | 56.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/PFIS.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/PFIS.US/norm.md)
- [Related News](https://longbridge.com/en/quote/PFIS.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/PFIS.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**