---
title: "Provident Financial Services, Inc. (PFS.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PFS.US.md"
symbol: "PFS.US"
name: "Provident Financial Services, Inc."
industry: "Regional Banks"
datetime: "2026-05-21T16:49:25.377Z"
locales:
  - [en](https://longbridge.com/en/quote/PFS.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PFS.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PFS.US.md)
---

# Provident Financial Services, Inc. (PFS.US)

## Company Overview

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company’s loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.provident.bank](https://www.provident.bank) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:16.000Z

**Overall: B (0.37)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 25 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 26.49% |  |
| Net Profit YoY | 107.87% |  |
| P/B Ratio | 1.01 |  |
| Dividend Ratio | 4.33% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2886448167.05 |  |
| Revenue | 886012000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.10% | B |
| Profit Margin | 34.60% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 26.49% | A |
| Net Profit YoY | 107.87% | A |
| Total Assets YoY | 4.03% | C |
| Net Assets YoY | 7.68% | B |
| Cash Flow Margin | 143.01% | B |
| OCF YoY | 26.49% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Provident Financial Services, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "26.49%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "107.87%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.01",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.33%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "2886448167.05",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "886012000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.10%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "34.60%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "26.49%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "107.87%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "4.03%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.68%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "143.01%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "26.49%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.42 | 32/329 | 11.26 | 10.35 | 9.58 |
| PB | 1.01 | 86/329 | 1.00 | 0.94 | 0.89 |
| PS (TTM) | 3.26 | 103/329 | 3.33 | 3.15 | 3.01 |
| Dividend Yield | 4.33% | 25/329 | 5.22% | 4.84% | 4.44% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-04T04:00:00.000Z

Total Analysts: **6**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 33% |
| Overweight | 2 | 33% |
| Hold | 1 | 17% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 21.92 |
| Highest Target | 26.00 |
| Lowest Target | 23.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/PFS.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/PFS.US/norm.md)
- [Related News](https://longbridge.com/en/quote/PFS.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/PFS.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**