---
title: "Provident Financial Services (PFS.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PFS.US/norm.md"
symbol: "PFS.US"
name: "Provident Financial Services"
parent: "https://longbridge.com/en/quote/PFS.US.md"
datetime: "2026-05-21T17:29:34.557Z"
locales:
  - [en](https://longbridge.com/en/quote/PFS.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PFS.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PFS.US/norm.md)
---

# Provident Financial Services (PFS.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.6085 | 0.6392 | 0.5496 | 0.5500 | 0.4900 |
| ROE | 11.15% | 11.92% | 10.48% | 10.73% | 9.74% |
| Revenue | 227.31M | 226.94M | 214.71M | 217.06M | 208.12M |
| Net income | 79.42M | 83.43M | 71.72M | 71.98M | 64.03M |
| NIM | 3.40% | - | 3.43% | 3.36% | 3.34% |
| Structure | 193.74M | 197.41M | 194.33M | 187.09M | 181.73M |
| Provision | 225.20M | 225.72M | 221.75M | 214.17M | 208.76M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 25.20B | 24.98B | 24.83B | 24.55B | 24.22B |
| Leverage | 8.80 | 8.82 | 8.97 | 9.07 | 9.11 |
| BVPS | 21.97 | 21.68 | 21.18 | 20.73 | 20.35 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 19.10B | 19.28B | 19.10B | 18.71B | 18.45B |
| NPL | 142.92M | 78.42M | 100.41M | 107.16M | 99.33M |
| Capital ratio | 10.64% | 10.52% | 10.26% | 10.09% | 10.10% |
| Coverage | 123.84% | 235.61% | 186.21% | 175.32% | 193.06% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 84.65M | 68.95M | 98.03M | 186.77M | 88.52M |
| Investing CF | -232.39M | -206.82M | -242.31M | -426.73M | -176.48M |
| Financing CF | 158.34M | 47.74M | 186.96M | 264.82M | 116.10M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 4.35

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.24USD | 2026-05-15 | 2026-05-15 | 2026-05-29 |
| Cash Dividend: 
0.24USD | 2026-02-13 | 2026-02-13 | 2026-02-27 |
| Cash Dividend: 
0.24USD | 2025-11-14 | 2025-11-14 | 2025-11-18 |