---
title: "Ping An Insurance (Group) Company of China, Ltd. (PNGAY.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PNGAY.US.md"
symbol: "PNGAY.US"
name: "Ping An Insurance (Group) Company of China, Ltd."
industry: "Life and Health Insurance"
datetime: "2026-05-19T19:18:21.825Z"
locales:
  - [en](https://longbridge.com/en/quote/PNGAY.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PNGAY.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PNGAY.US.md)
---

# Ping An Insurance (Group) Company of China, Ltd. (PNGAY.US)

## Company Overview

Ping An Insurance (Group) Company of China, Ltd. provides financial products and services for insurance, banking, asset management, and technology businesses in the People’s Republic of China. The company operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Technology segments. Its Life and Health Insurance segment offers term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance to individual and corporate customers.

| Item | Detail |
|------|--------|
| Industry | Life and Health Insurance |
| Exchange | US Market |
| Website | [www.pingan.cn](https://www.pingan.cn) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:12.000Z

**Overall: C (0.48)**

**Industry**: Life and Health Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 23 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 19.50% |  |
| Net Profit YoY | 16.21% |  |
| P/B Ratio | 0.98 |  |
| Dividend Ratio | 4.91% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 144046292070.23 |  |
| Revenue | 135230774165.55 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.56% | B |
| Profit Margin | 13.93% | B |
| Gross Margin | 79.04% | A |
| Revenue YoY | 19.50% | B |
| Net Profit YoY | 16.21% | C |
| Total Assets YoY | 12.95% | B |
| Net Assets YoY | 12.55% | B |
| Cash Flow Margin | 411.55% | A |
| OCF YoY | 19.50% | B |
| Turnover | 0.07 | E |
| Gearing Ratio | 89.88% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Ping An Insurance (Group) Company of China, Ltd.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "19.50%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "16.21%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.98",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.91%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "144046292070.23",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "135230774165.55",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.56%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "13.93%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "79.04%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "19.50%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "16.21%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "12.95%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "12.55%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "411.55%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "19.50%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.07",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "89.88%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 7.64 | 3/23 | 8.01 | 7.61 | 7.07 |
| PB | 0.98 | 7/23 | 1.10 | 0.99 | 0.94 |
| PS (TTM) | 1.07 | 14/23 | 1.11 | 1.00 | 0.93 |
| Dividend Yield | 4.91% | 4/23 | 5.26% | 4.91% | 4.30% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Ping An Insurance (PNGAY.US) | A | B | E | E | A | C |
| 02 | AIA Group (AAGIY.US) | B | B | E | E | B | C |
| 03 | Manulife Financial (MFC.US) | B | B | E | E | B | C |
| 04 | AFLAC (AFL.US) | A | C | D | D | C | C |
| 05 | MetLife (MET.US) | B | C | E | E | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-29T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 15.63 |
| Highest Target | 21.27 |
| Lowest Target | 21.27 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/PNGAY.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/PNGAY.US/norm.md)
- [Related News](https://longbridge.com/en/quote/PNGAY.US/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**