---
title: "PayPal Holdings, Inc. (PYPL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/PYPL.US.md"
symbol: "PYPL.US"
name: "PayPal Holdings, Inc."
industry: "Transaction and Payment Processing Services"
datetime: "2026-05-19T20:17:45.402Z"
locales:
  - [en](https://longbridge.com/en/quote/PYPL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PYPL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PYPL.US.md)
---

# PayPal Holdings, Inc. (PYPL.US)

## Company Overview

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |
| Website | [www.paypal.com](https://www.paypal.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:14.000Z

**Overall: C (0.49)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 18 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.79% |  |
| Net Profit YoY | 11.28% |  |
| P/B Ratio | 1.96 |  |
| Dividend Ratio | 0.63% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 39152252306.81 |  |
| Revenue | 33734000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 25.12% | A |
| Profit Margin | 15.00% | A |
| Gross Margin | 40.27% | B |
| Revenue YoY | 5.79% | C |
| Net Profit YoY | 11.28% | C |
| Total Assets YoY | -0.90% | D |
| Net Assets YoY | -1.14% | D |
| Cash Flow Margin | 126.31% | B |
| OCF YoY | 5.79% | C |
| Turnover | 0.42 | C |
| Gearing Ratio | 75.14% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - PayPal Holdings, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.79%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "11.28%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.96",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.63%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "39152252306.81",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "33734000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "25.12%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "15.00%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "40.27%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "5.79%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "11.28%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "-0.90%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "-1.14%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "126.31%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "5.79%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.42",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "75.14%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 7.74 | 5/52 | 14.67 | 11.95 | 8.17 |
| PB | 1.96 | 11/52 | 3.36 | 2.91 | 2.10 |
| PS (TTM) | 1.16 | 16/52 | 2.12 | 1.79 | 1.28 |
| Dividend Yield | 0.63% | 12/52 | 0.61% | 0.30% | 0.23% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-17T04:00:00.000Z

Total Analysts: **45**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 5 | 11% |
| Overweight | 3 | 7% |
| Hold | 32 | 71% |
| Sell | 4 | 9% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 43.83 |
| Highest Target | 147.39 |
| Lowest Target | 32.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/PYPL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/PYPL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/PYPL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/PYPL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**