---
title: "Qifu Tech (QFIN.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/QFIN.US/norm.md"
symbol: "QFIN.US"
name: "Qifu Tech"
parent: "https://longbridge.com/en/quote/QFIN.US.md"
datetime: "2026-05-19T21:32:25.795Z"
locales:
  - [en](https://longbridge.com/en/quote/QFIN.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/QFIN.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/QFIN.US/norm.md)
---

# Qifu Tech (QFIN.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 1.12 | 1.52 | 1.78 | 1.74 | 1.81 |
| ROE | 16.86% | 23.78% | 29.44% | 30.48% | 32.60% |
| Revenue | 585.01M | 731.20M | 727.26M | 645.76M | 614.07M |
| Net income | 145.73M | 201.70M | 241.77M | 247.83M | 262.58M |
| Operating income | 172.26M | 347.38M | 353.29M | 293.80M | 301.63M |
| Gross margin | 48.10% | 64.98% | 66.19% | 63.75% | 66.02% |
| Net margin | 24.91% | 27.58% | 33.24% | 38.38% | 42.76% |
| Profit quality | 38.20% | 98.87% | 96.64% | 76.06% | 72.15% |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 8.14B | 8.63B | 8.33B | 7.66B | 6.59B |
| Leverage | 2.36 | 2.53 | 2.48 | 2.41 | 1.99 |
| BVPS | 28.27 | 26.17 | 25.33 | 23.61 | 23.34 |
| Turnover | 0.3655 | 0.3614 | 0.3515 | 0.3436 | 0.3654 |
| Cash & STI | 1.08B | 1.53B | 1.42B | 1.46B | 1.07B |
| Inv & Rec | - | - | - | - | - |
| LT assets | 96.16M | 80.87M | 69.27M | 55.88M | 54.58M |
| Net debt | -464.24M | -561.70M | -466.36M | -576.75M | -848.59M |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 450.92M | 351.35M | 365.59M | 386.26M | 418.07M |
| Investing CF | -143.68M | -90.68M | -1.14B | -446.07M | -129.55M |
| Financing CF | -602.08M | -63.02M | 278.25M | 750.17M | -256.67M |
| Free CF | 573.81M | 599.31M | -504.43M | -593.82M | 209.97M |
| OCF coverage | 56.69% | - | - | - | 111.57% |
| Repaid & issued | 1.00B | - | - | - | 280.46M |
| CapEx | -34.38M | - | - | - | -20.98M |

## Distribution Plan

**Dividend Yield**: 11.92

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.78USD | 2026-04-22 | 2026-04-22 | 2026-05-14 |
| Cash Dividend: 
0.76USD | 2025-09-08 | 2025-09-08 | 2025-09-30 |
| Cash Dividend: 
0.7USD | 2025-04-23 | 2025-04-23 | 2025-06-02 |