How To Make Your Money Last 30 Years After Retiring at 65
The article discusses strategies for ensuring retirement savings last 30 years, focusing on withdrawal rates and portfolio returns. It analyzes different portfolio sizes ($500,000, $750,000, $1 million) with varying returns (4%, 5%, 6%) and withdrawal rates (4%, 5%). Key takeaway: maintaining a 4% withdrawal rate and achieving at least a 5% return can help sustain savings for 30 years. Increasing withdrawal rates to 5% requires higher returns, close to 6%, for portfolio longevity.
Yahoo Finance·