---
title: "Ryvyl (RVYL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/RVYL.US.md"
symbol: "RVYL.US"
name: "Ryvyl"
industry: "Transaction and Payment Processing Services"
datetime: "2026-06-16T11:00:58.740Z"
locales:
  - [en](https://longbridge.com/en/quote/RVYL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/RVYL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/RVYL.US.md)
---

# Ryvyl (RVYL.US)

## Company Overview

Ryvyl Inc., a financial technology company, develops software platforms and tools that focuses on providing payment acceptance and disbursement capabilities in North America, Europe, and Asia. It offers dual-sided platform that enables businesses to accept payments from customers while distributing funds to vendors, employees, and partners; treasury management services; and payment solutions, including automated clearing house and wire transfer services. The company also provides IBAN issuance; foreign exchange; and electronic money institution services, as well as card issuing services, such as debit, credit, and virtual cards. It serves customers in various industries, including retail, e-commerce, financial services, logistics, healthcare, and other sectors.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: D
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-06-16T04:30:17.000Z

**Overall: D (0.67)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 51 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: D

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -38.70% |  |
| Net Profit YoY | 34.67% |  |
| P/B Ratio | 0.00 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 0.00 |  |
| Revenue | 11131000.00 |  |

#### Multi Score Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 3887.17% | A |
| Profit Margin | -157.45% | E |
| Gross Margin | 47.68% | B |
| Revenue YoY | -38.70% | E |
| Net Profit YoY | 34.67% | B |
| Total Assets YoY | -89.29% | E |
| Net Assets YoY | 144.77% | A |
| Cash Flow Margin | 131.47% | B |
| OCF YoY | -38.70% | E |
| Turnover | 0.16 | D |
| Gearing Ratio | 94.90% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Ryvyl",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-38.70%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "34.67%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.00",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "0.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "11131000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "3887.17%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "-157.45%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "47.68%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "-38.70%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "34.67%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-89.29%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "144.77%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "131.47%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "-38.70%",
          "rating": "E"
        },
        {
          "name": "Turnover",
          "value": "0.16",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "94.90%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -0.49 | 35/52 | - | - | - |
| PB | 12.91 | 40/52 | 12.91 | 12.91 | 12.30 |
| PS (TTM) | 0.77 | 14/52 | 0.26 | 0.19 | 0.12 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2025-10-06T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 7.81 |
| Highest Target | 96.25 |
| Lowest Target | 96.25 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/RVYL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/RVYL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/RVYL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/RVYL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**