---
title: "Safety Insurance Group, Inc. (SAFT.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/SAFT.US.md"
symbol: "SAFT.US"
name: "Safety Insurance Group, Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-06-13T13:12:44.309Z"
locales:
  - [en](https://longbridge.com/en/quote/SAFT.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/SAFT.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/SAFT.US.md)
---

# Safety Insurance Group, Inc. (SAFT.US)

## Company Overview

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured’s car occupants, and physical damage coverage for an insured’s own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.safetyinsurance.com](https://www.safetyinsurance.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-06-13T04:30:14.000Z

**Overall: C (0.47)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 44 / 72 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.73% |  |
| Net Profit YoY | -12.73% |  |
| P/B Ratio | 1.23 |  |
| Dividend Ratio | 5.12% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1054417395.54 |  |
| Revenue | 1276969000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.45% | B |
| Profit Margin | 4.94% | C |
| Gross Margin | -4.34% | E |
| Revenue YoY | 10.73% | B |
| Net Profit YoY | -12.73% | D |
| Total Assets YoY | 6.25% | C |
| Net Assets YoY | 0.60% | C |
| Cash Flow Margin | 274.09% | A |
| OCF YoY | 10.73% | B |
| Turnover | 0.54 | C |
| Gearing Ratio | 64.85% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Safety Insurance Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.73%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-12.73%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.23",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "5.12%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1054417395.54",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1276969000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.45%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "4.94%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "-4.34%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "10.73%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-12.73%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "6.25%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "0.60%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "274.09%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "10.73%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.54",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "64.85%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 16.58 | 54/72 | 14.84 | 13.03 | 11.88 |
| PB | 1.23 | 21/72 | 1.29 | 1.25 | 1.21 |
| PS (TTM) | 0.83 | 13/72 | 0.94 | 0.91 | 0.85 |
| Dividend Yield | 5.13% | 6/72 | 5.11% | 4.89% | 4.69% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Progressive (PGR.US) | B | B | B | D | B | B |
| 02 | Erie Indemnity (ERIE.US) | B | C | A | B | C | B |
| 03 | First American Financial (FAF.US) | B | A | C | D | B | B |
| 04 | Mercury General (MCY.US) | B | B | B | D | B | B |
| 05 | White Mountains (WTM.US) | A | A | D | C | B | B |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/SAFT.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/SAFT.US/norm.md)
- [Related News](https://longbridge.com/en/quote/SAFT.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/SAFT.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**