---
title: "Sezzle Inc. (SEZL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/SEZL.US.md"
symbol: "SEZL.US"
name: "Sezzle Inc."
industry: "Transaction and Payment Processing Services"
datetime: "2026-05-19T21:39:54.171Z"
locales:
  - [en](https://longbridge.com/en/quote/SEZL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/SEZL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/SEZL.US.md)
---

# Sezzle Inc. (SEZL.US)

## Company Overview

Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; and Pay-in-Two and other alternative installment options, which allow consumer to pay half of the value of their order up-front and the second half in two weeks. It also offers Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; and Sezzle Up, an opt-in feature of the Sezzle Platform.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |
| Website | [www.sezzle.com](https://www.sezzle.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:14.000Z

**Overall: B (0.22)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 11 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 46.14% |  |
| Net Profit YoY | 38.99% |  |
| P/B Ratio | 17.51 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 3444751826.36 |  |
| Revenue | 480906000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 91.95% | A |
| Profit Margin | 30.83% | A |
| Gross Margin | 75.51% | A |
| Revenue YoY | 46.14% | A |
| Net Profit YoY | 38.99% | B |
| Total Assets YoY | 52.41% | A |
| Net Assets YoY | 56.42% | A |
| Cash Flow Margin | 166.19% | B |
| OCF YoY | 46.14% | A |
| Turnover | 1.28 | A |
| Gearing Ratio | 56.70% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Sezzle Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "46.14%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "38.99%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "17.51",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "3444751826.36",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "480906000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "91.95%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "30.83%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "75.51%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "46.14%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "38.99%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "52.41%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "56.42%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "166.19%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "46.14%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "1.28",
          "rating": "A"
        },
        {
          "name": "Gearing Ratio",
          "value": "56.70%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 23.23 | 20/52 | 33.30 | 22.16 | 18.51 |
| PB | 17.51 | 39/52 | 28.24 | 16.97 | 13.91 |
| PS (TTM) | 7.16 | 41/52 | 10.79 | 6.40 | 5.19 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-07T04:00:00.000Z

Total Analysts: **6**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 3 | 50% |
| Overweight | 2 | 33% |
| Hold | 1 | 17% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 106.76 |
| Highest Target | 122.00 |
| Lowest Target | 108.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/SEZL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/SEZL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/SEZL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/SEZL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**