---
title: "Southern Missouri Bancorp (SMBC.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/SMBC.US/norm.md"
symbol: "SMBC.US"
name: "Southern Missouri Bancorp"
parent: "https://longbridge.com/en/quote/SMBC.US.md"
datetime: "2026-05-21T21:02:25.047Z"
locales:
  - [en](https://longbridge.com/en/quote/SMBC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/SMBC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/SMBC.US/norm.md)
---

# Southern Missouri Bancorp (SMBC.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 1.60 | 1.62 | 1.38 | 1.39 | 1.39 |
| ROE | 12.40% | 12.82% | 11.28% | 11.71% | 12.00% |
| Revenue | 48.16M | 47.97M | 44.49M | 45.11M | 45.21M |
| Net income | 17.68M | 18.07M | 15.58M | 15.71M | 15.61M |
| NIM | 3.67% | 3.57% | 3.57% | - | 3.44% |
| Structure | 43.16M | 42.87M | 42.42M | 40.33M | 39.48M |
| Provision | 50.24M | 49.65M | 48.99M | 47.61M | 46.15M |

## Balance Sheet (USD)

| Indicator | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 5.14B | 5.09B | 5.04B | 5.02B | 4.98B |
| Leverage | 8.96 | 8.98 | 8.99 | 9.22 | 9.41 |
| BVPS | 52.07 | 50.92 | 49.62 | 48.21 | 46.80 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 4.34B | 4.31B | 4.28B | 4.28B | 4.26B |
| NPL | 30.14M | 29.66M | 26.03M | 23.04M | 21.97M |
| Capital ratio | 11.99% | 12.12% | 12.14% | 12.14% | 12.04% |
| Coverage | 185.62% | 183.66% | 200.07% | 224.08% | 250.07% |

## Cash Flow Statement (USD)

| Indicator | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 29.00M | 21.25M | 16.30M | 27.32M | 24.10M |
| Investing CF | -93.37M | -28.30M | -83.91M | -78.75M | 11.79M |
| Financing CF | 23.35M | 17.00M | -1.14M | 17.39M | 45.16M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 1.44

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.25USD | 2026-05-15 | 2026-05-15 | 2026-05-29 |
| Cash Dividend: 
0.25USD | 2026-02-13 | 2026-02-13 | 2026-02-27 |
| Cash Dividend: 
0.25USD | 2025-11-14 | 2025-11-14 | 2025-11-28 |