---
title: "Sumitomo Mitsui Financial Group, Inc. (SMFG.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/SMFG.US.md"
symbol: "SMFG.US"
name: "Sumitomo Mitsui Financial Group, Inc."
industry: "Diversified Banks"
datetime: "2026-05-20T08:42:33.196Z"
locales:
  - [en](https://longbridge.com/en/quote/SMFG.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/SMFG.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/SMFG.US.md)
---

# Sumitomo Mitsui Financial Group, Inc. (SMFG.US)

## Company Overview

Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. The Wholesale Business Unit segment offers bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans; deposits and investment trusts; risk hedging services, including forward exchange contracts and derivatives; stand-by credit, and performance bond and credit guarantee services; remittance, cash management, trade finance, and supply chain finance services; merger and acquisition, and other advisory services; digital services; and equipment, operating and leveraged leasing services. The Retail Business Unit segment provides wealth management services, such as time deposits and foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services; credit card, installment, and transaction services; and consumer finance and housing loans.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [www.smfg.co.jp](https://www.smfg.co.jp) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.41)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 21 / 64 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 85.93% |  |
| Net Profit YoY | 232.73% |  |
| P/B Ratio | 1.45 |  |
| Dividend Ratio | 1.07% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 143546693732.37 |  |
| Revenue | 39922648994.46 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.86% | B |
| Profit Margin | 26.13% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 85.93% | A |
| Net Profit YoY | 232.73% | A |
| Total Assets YoY | 5.44% | C |
| Net Assets YoY | -9.38% | D |
| Cash Flow Margin | -1363.56% | E |
| OCF YoY | 85.93% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Sumitomo Mitsui Financial Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "85.93%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "232.73%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.45",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.07%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "143546693732.37",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "39922648994.46",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.86%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "26.13%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "85.93%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "232.73%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.44%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "-9.38%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-1363.56%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "85.93%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.76 | 46/64 | 31.97 | 28.61 | 25.38 |
| PB | 1.45 | 34/64 | 1.33 | 1.09 | 1.00 |
| PS (TTM) | 3.60 | 38/64 | 5.51 | 4.82 | 4.45 |
| Dividend Yield | 1.07% | 59/64 | 2.34% | 2.11% | 1.26% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | Bank of Montreal (BMO.US) | B | B | E | A | B | B |
| 03 | ING Groep (ING.US) | B | A | E | A | C | B |
| 04 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 05 | Credicorp (BAP.US) | B | B | E | A | C | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-18T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 22.39 |
| Highest Target | 25.84 |
| Lowest Target | 25.84 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/SMFG.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/SMFG.US/norm.md)
- [Related News](https://longbridge.com/en/quote/SMFG.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/SMFG.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**