---
title: "South Plains Financial (SPFI.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/SPFI.US/norm.md"
symbol: "SPFI.US"
name: "South Plains Financial"
parent: "https://longbridge.com/en/quote/SPFI.US.md"
datetime: "2026-03-16T07:11:02.650Z"
locales:
  - [en](https://longbridge.com/en/quote/SPFI.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/SPFI.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/SPFI.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/SPFI.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/SPFI.US/norm.md)


# South Plains Financial (SPFI.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.8897 | 0.9600 | 0.8600 | 0.7200 | 0.9586 |
| ROE | 12.56% | 14.01% | 13.01% | 11.14% | 14.96% |
| Revenue | 52.11M | 53.68M | 52.17M | 48.73M | 50.67M |
| Net income | 15.25M | 16.32M | 14.61M | 12.29M | 16.50M |
| NIM | - | 4.05% | 4.07% | 3.81% | - |
| Structure | 42.95M | 43.02M | 42.50M | 38.53M | 38.55M |
| Provision | 53.88M | 54.18M | 54.67M | 49.15M | 51.87M |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 4.48B | 4.48B | 4.36B | 4.41B | 4.23B |
| Leverage | 9.07 | 9.38 | 9.61 | 9.93 | 9.64 |
| BVPS | 30.31 | 29.41 | 27.98 | 27.33 | 26.67 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 3.87B | 3.88B | 3.74B | 3.79B | 3.62B |
| NPL | 9.80M | 9.70M | 10.50M | 6.50M | 24.00M |
| Capital ratio | 14.45% | 14.41% | 13.86% | 13.59% | 13.53% |
| Coverage | 460.52% | 454.90% | 428.67% | 661.05% | 180.15% |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 12.43M | 24.22M | 14.75M | 26.09M | 4.17M |
| Investing CF | -84.72M | 51.86M | -25.59M | -9.77M | -14.69M |
| Financing CF | -10.32M | 88.47M | -54.95M | 160.90M | -101.56M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 1.58

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.17USD | 2026-02-02 | 2026-02-02 | 2026-02-17 |
| Cash Dividend: 
0.16USD | 2025-10-27 | 2025-10-27 | 2025-11-10 |
| Cash Dividend: 
0.16USD | 2025-07-28 | 2025-07-28 | 2025-08-11 |