---
title: "The Hanover Insurance Group, Inc. (THG.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/THG.US.md"
symbol: "THG.US"
name: "The Hanover Insurance Group, Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-04-16T22:36:58.591Z"
locales:
  - [en](https://longbridge.com/en/quote/THG.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/THG.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/THG.US.md)
---

# The Hanover Insurance Group, Inc. (THG.US)

## Company Overview

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers’ compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.hanover.com](https://www.hanover.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.47)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 37 / 70 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.72% |  |
| Net Profit YoY | 55.52% |  |
| P/B Ratio | 1.75 |  |
| Dividend Ratio | 2.09% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 6233695920.00 |  |
| Revenue | 6594400000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 20.60% | A |
| Profit Margin | 10.05% | B |
| Gross Margin | 23.96% | C |
| Revenue YoY | 5.72% | C |
| Net Profit YoY | 55.52% | B |
| Total Assets YoY | 10.94% | B |
| Net Assets YoY | 25.68% | A |
| Cash Flow Margin | 177.84% | B |
| OCF YoY | 5.72% | C |
| Turnover | 0.41 | C |
| Gearing Ratio | 78.92% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - The Hanover Insurance Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.72%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "55.52%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.75",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.09%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "6233695920.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "6594400000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "20.60%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "10.05%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "23.96%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "5.72%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "55.52%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "10.94%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "25.68%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "177.84%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "5.72%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.41",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "78.92%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.41 | 21/70 | 13.63 | 10.93 | 9.55 |
| PB | 1.75 | 36/70 | 1.98 | 1.92 | 1.77 |
| PS (TTM) | 0.95 | 23/70 | 0.99 | 0.96 | 0.94 |
| Dividend Yield | 2.09% | 24/70 | 2.13% | 2.08% | 2.00% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Exzeo (XZO.US) | A | A | A | B | B | A |
| 02 | Progressive (PGR.US) | B | B | B | E | B | B |
| 03 | Erie Indemnity (ERIE.US) | B | C | A | B | B | B |
| 04 | Kinsale Capital (KNSL.US) | A | B | D | D | B | B |
| 05 | First American Financial (FAF.US) | B | A | C | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-14T04:00:00.000Z

Total Analysts: **8**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 25% |
| Overweight | 3 | 38% |
| Hold | 3 | 38% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 178.35 |
| Highest Target | 208.00 |
| Lowest Target | 193.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/THG.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/THG.US/norm.md)
- [Related News](https://longbridge.com/en/quote/THG.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/THG.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**