---
title: "The Travelers Companies, Inc. (TRV.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/TRV.US.md"
symbol: "TRV.US"
name: "The Travelers Companies, Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-05-19T17:16:21.027Z"
locales:
  - [en](https://longbridge.com/en/quote/TRV.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/TRV.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/TRV.US.md)
---

# The Travelers Companies, Inc. (TRV.US)

## Company Overview

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.travelers.com](https://www.travelers.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:14.000Z

**Overall: C (0.49)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 18 / 72 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 4.12% |  |
| Net Profit YoY | 78.13% |  |
| P/B Ratio | 2.03 |  |
| Dividend Ratio | 1.44% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 65067149611.07 |  |
| Revenue | 48942000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 25.09% | A |
| Profit Margin | 15.54% | A |
| Gross Margin | 31.67% | C |
| Revenue YoY | 4.12% | C |
| Net Profit YoY | 78.13% | A |
| Total Assets YoY | 4.66% | C |
| Net Assets YoY | 13.46% | B |
| Cash Flow Margin | 151.60% | B |
| OCF YoY | 4.12% | C |
| Turnover | 0.35 | D |
| Gearing Ratio | 77.52% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - The Travelers Companies, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "4.12%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "78.13%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "2.03",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.44%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "65067149611.07",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "48942000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "25.09%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "15.54%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "31.67%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "4.12%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "78.13%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "4.66%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "13.46%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "151.60%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "4.12%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.35",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "77.52%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 8.62 | 18/72 | 12.02 | 11.01 | 10.24 |
| PB | 2.03 | 48/72 | 2.10 | 2.02 | 1.95 |
| PS (TTM) | 1.33 | 36/72 | 1.33 | 1.30 | 1.26 |
| Dividend Yield | 1.44% | 31/72 | 1.60% | 1.54% | 1.47% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Progressive (PGR.US) | B | B | B | D | B | B |
| 02 | Erie Indemnity (ERIE.US) | B | C | A | B | C | B |
| 03 | First American Financial (FAF.US) | B | A | C | D | B | B |
| 04 | Mercury General (MCY.US) | B | B | B | D | B | B |
| 05 | White Mountains (WTM.US) | A | A | D | C | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-11T04:00:00.000Z

Total Analysts: **28**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 6 | 21% |
| Overweight | 2 | 7% |
| Hold | 17 | 61% |
| Underweight | 3 | 11% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 306.16 |
| Highest Target | 350.00 |
| Lowest Target | 252.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/TRV.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/TRV.US/norm.md)
- [Related News](https://longbridge.com/en/quote/TRV.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/TRV.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**