---
title: "Two Harbors Investment Corp. (TWO.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/TWO.US.md"
symbol: "TWO.US"
name: "Two Harbors Investment Corp."
industry: "Mortgage REITs"
datetime: "2026-05-20T11:31:25.302Z"
locales:
  - [en](https://longbridge.com/en/quote/TWO.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/TWO.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/TWO.US.md)
---

# Two Harbors Investment Corp. (TWO.US)

## Company Overview

Two Harbors Investment Corp. invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States. The company target assets include agency RMBS collateralized by fixed rate mortgage loans, adjustable rate mortgage loans, hybrid mortgage loans, or derivatives; and other assets, such as financial and mortgage-related assets, comprising non-agency securities and non-hedging transactions. It qualifies as a REIT for federal income tax purposes.

| Item | Detail |
|------|--------|
| Industry | Mortgage REITs |
| Exchange | US Market |
| Website | [www.twoinv.com](https://www.twoinv.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: D
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: D (0.67)**

**Industry**: Mortgage REITs

| Metric | Value |
|--------|-------|
| Industry Ranking | 30 / 47 |
| Industry Median | C |
| Industry Average | D |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: D

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 44.43% |  |
| Net Profit YoY | -1078.27% |  |
| P/B Ratio | 1.16 |  |
| Dividend Ratio | 11.28% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1313079162.50 |  |
| Revenue | 493780000.00 |  |

#### Multi Score Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -29.66% | E |
| Profit Margin | -69.46% | E |
| Gross Margin | 98.60% | A |
| Revenue YoY | 44.43% | A |
| Net Profit YoY | -1078.27% | E |
| Total Assets YoY | -23.02% | E |
| Net Assets YoY | -19.34% | E |
| Cash Flow Margin | -8.47% | D |
| OCF YoY | 44.43% | A |
| Turnover | 0.04 | E |
| Gearing Ratio | 83.56% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Two Harbors Investment Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "44.43%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-1078.27%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.16",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "11.28%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1313079162.50",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "493780000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-29.66%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-69.46%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "98.60%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "44.43%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "-1078.27%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "-23.02%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-19.34%",
          "rating": "E"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-8.47%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "44.43%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.04",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "83.56%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -3.31 | 33/47 | - | - | - |
| PB | 1.16 | 38/47 | 0.99 | 0.86 | 0.78 |
| PS (TTM) | 2.66 | 10/47 | 3.95 | 3.00 | 2.23 |
| Dividend Yield | 11.28% | 30/47 | 17.19% | 16.44% | 12.89% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Annaly Capital Mgmt (NLY.US) | A | A | E | E | C | C |
| 02 | AGNC Investment (AGNC.US) | A | A | E | E | B | C |
| 03 | Starwood Property Trust (STWD.US) | B | B | E | E | A | C |
| 04 | Rithm Capital (RITM.US) | B | B | E | E | C | C |
| 05 | Blackstone MortgageTrust (BXMT.US) | B | A | E | E | A | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-01T04:00:00.000Z

Total Analysts: **8**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 7 | 88% |
| Underweight | 1 | 13% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 12.50 |
| Highest Target | 11.60 |
| Lowest Target | 11.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/TWO.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/TWO.US/norm.md)
- [Related News](https://longbridge.com/en/quote/TWO.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/TWO.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**