---
title: "United Overseas Bank Limited (U11.SG)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/U11.SG.md"
symbol: "U11.SG"
name: "United Overseas Bank Limited"
industry: "Diversified Banks"
datetime: "2026-05-20T01:34:42.707Z"
locales:
  - [en](https://longbridge.com/en/quote/U11.SG.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/U11.SG.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/U11.SG.md)
---

# United Overseas Bank Limited (U11.SG)

## Company Overview

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It provides forex, documentary collection, credit, export and import finance services.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | SG Market |
| Website | [www.uobgroup.com](https://www.uobgroup.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:11.000Z

**Overall: C (0.60)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 0 / 4 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -13.14% |  |
| Net Profit YoY | -23.83% |  |
| P/B Ratio | 1.27 |  |
| Dividend Ratio | 7.99% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 61548669535.60 |  |
| Revenue | 11598946661.46 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.61% | B |
| Profit Margin | 39.79% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -11.98% | E |
| Net Profit YoY | -22.90% | D |
| Total Assets YoY | 6.40% | B |
| Net Assets YoY | 3.07% | C |
| Cash Flow Margin | -654.78% | E |
| OCF YoY | -11.98% | E |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - United Overseas Bank Limited",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-13.14%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-23.83%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.27",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "7.99%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "61548669535.60",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "11598946661.46",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.61%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "39.79%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-11.98%",
          "rating": "E"
        },
        {
          "name": "Net Profit YoY",
          "value": "-22.90%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "6.40%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "3.07%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-654.78%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "-11.98%",
          "rating": "E"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.76 | 4/4 | 13.21 | 11.93 | 9.90 |
| PB | 1.29 | 4/4 | 1.28 | 1.24 | 1.21 |
| PS (TTM) | 5.37 | 4/4 | 5.19 | 4.74 | 4.39 |
| Dividend Yield | 7.89% | 1/4 | 6.66% | 6.28% | 2.54% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank of CN HK SDR 1to1 (HBND.SG) | C | C | E | A | D | C |
| 02 | BBCA ID SDR 1to2 (IBKD.SG) | B | D | E | A | D | C |
| 03 | HSBC HK SDR 5to1 (HSHD.SG) | B | C | E | A | C | C |
| 04 | Kasikorn BK TH SDR1to1 (TKKD.SG) | C | C | E | A | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-14T16:00:00.000Z

Total Analysts: **16**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 13% |
| Overweight | 2 | 13% |
| Hold | 10 | 63% |
| Underweight | 1 | 6% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 37.72 |
| Highest Target | 43.50 |
| Lowest Target | 33.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/U11.SG/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/U11.SG/norm.md)
- [Related News](https://longbridge.com/en/quote/U11.SG/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**