---
title: "United Bancorp (UBCP.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/UBCP.US/norm.md"
symbol: "UBCP.US"
name: "United Bancorp"
parent: "https://longbridge.com/en/quote/UBCP.US.md"
datetime: "2026-05-21T14:16:50.124Z"
locales:
  - [en](https://longbridge.com/en/quote/UBCP.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/UBCP.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/UBCP.US/norm.md)
---

# United Bancorp (UBCP.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.3300 | 0.3500 | 0.3358 | 0.3300 | 0.3178 |
| ROE | 11.08% | 11.27% | 11.68% | 12.13% | 11.39% |
| Revenue | 7.91M | 8.70M | 7.89M | 7.78M | 7.43M |
| Net income | 1.91M | 1.93M | 1.84M | 1.83M | 1.77M |
| NIM | - | - | - | - | 3.60% |
| Structure | 6.51M | 6.89M | 6.73M | 6.59M | 6.25M |
| Provision | 7.94M | 8.89M | 8.08M | 7.99M | 7.53M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 858.50M | 857.45M | 866.76M | 847.88M | 830.68M |
| Leverage | 12.72 | 12.16 | 13.04 | 14.21 | 13.66 |
| BVPS | 11.66 | 12.25 | 11.51 | 10.33 | 10.49 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 666.66M | 641.37M | 645.19M | 642.95M | 624.08M |
| NPL | - | 22.67M | 2.45M | 1.80M | 1.94M |
| Capital ratio | - | 12.70% | 12.60% | 12.86% | 12.66% |
| Coverage | - | 18.80% | 175.56% | 231.40% | 210.97% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | - | 2.45M | 3.17M | 3.78M | 1.06M |
| Investing CF | - | 19.69M | -18.28M | -6.19M | 275000.00 |
| Financing CF | - | -21.26M | 11.09M | 15.70M | 15.46M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 6.46

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.195USD | 2026-06-10 | 2026-06-10 | 2026-06-19 |
| Cash Dividend: 
0.3675USD | 2026-03-10 | 2026-03-10 | 2026-03-20 |
| Cash Dividend: 
0.19USD | 2025-12-10 | 2025-12-10 | 2025-12-19 |