---
title: "UnitedHealth Group Incorporated (UNH.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/UNH.US.md"
symbol: "UNH.US"
name: "UnitedHealth Group Incorporated"
industry: "Managed Health Care"
datetime: "2026-05-19T09:52:53.935Z"
locales:
  - [en](https://longbridge.com/en/quote/UNH.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/UNH.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/UNH.US.md)
---

# UnitedHealth Group Incorporated (UNH.US)

## Company Overview

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations.

| Item | Detail |
|------|--------|
| Industry | Managed Health Care |
| Exchange | US Market |
| Website | [www.unitedhealthgroup.com](https://www.unitedhealthgroup.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:13.000Z

**Overall: B (0.39)**

**Industry**: Managed Health Care

| Metric | Value |
|--------|-------|
| Industry Ranking | 1 / 10 |
| Industry Median | B |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 9.67% |  |
| Net Profit YoY | -45.52% |  |
| P/B Ratio | 3.63 |  |
| Dividend Ratio | 2.26% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 355202520736.52 |  |
| Revenue | 449713000000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 12.49% | B |
| Profit Margin | 2.68% | C |
| Gross Margin | 22.74% | D |
| Revenue YoY | 9.67% | B |
| Net Profit YoY | -45.52% | D |
| Total Assets YoY | 0.92% | C |
| Net Assets YoY | 0.14% | D |
| Cash Flow Margin | 192.24% | B |
| OCF YoY | 9.67% | B |
| Turnover | 1.45 | A |
| Gearing Ratio | 66.31% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - UnitedHealth Group Incorporated",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "9.67%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-45.52%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "3.63",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.26%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "355202520736.52",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "449713000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "12.49%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "2.68%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "22.74%",
          "rating": "D"
        },
        {
          "name": "Revenue YoY",
          "value": "9.67%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-45.52%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.92%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "0.14%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "192.24%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "9.67%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "1.45",
          "rating": "A"
        },
        {
          "name": "Gearing Ratio",
          "value": "66.31%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 29.49 | 3/10 | 21.37 | 16.71 | 12.63 |
| PB | 3.63 | 6/10 | 3.24 | 2.98 | 2.69 |
| PS (TTM) | 0.79 | 5/10 | 0.73 | 0.67 | 0.59 |
| Dividend Yield | 2.26% | 1/10 | 3.04% | 2.75% | 2.50% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Unitedhealth (UNH.US) | B | C | A | D | B | B |
| 02 | Elevance Health (ELV.US) | B | C | A | D | B | B |
| 03 | Humana (HUM.US) | C | B | A | D | B | B |
| 04 | HealthEquity (HQY.US) | B | B | C | B | B | B |
| 05 | Alignment Healthcare (ALHC.US) | C | A | A | E | A | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-18T04:00:00.000Z

Total Analysts: **28**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 16 | 57% |
| Overweight | 6 | 21% |
| Hold | 5 | 18% |
| Sell | 1 | 4% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 391.13 |
| Highest Target | 444.00 |
| Lowest Target | 287.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/UNH.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/UNH.US/norm.md)
- [Related News](https://longbridge.com/en/quote/UNH.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/UNH.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**