---
title: "U.S. Bancorp (USB.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/USB.US.md"
symbol: "USB.US"
name: "U.S. Bancorp"
industry: "Diversified Banks"
datetime: "2026-05-19T16:39:14.491Z"
locales:
  - [en](https://longbridge.com/en/quote/USB.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/USB.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/USB.US.md)
---

# U.S. Bancorp (USB.US)

## Company Overview

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [www.usbank.com](https://www.usbank.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:12.000Z

**Overall: C (0.43)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 32 / 64 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.09% |  |
| Net Profit YoY | 17.91% |  |
| P/B Ratio | 1.41 |  |
| Dividend Ratio | 3.85% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 83114750000.00 |  |
| Revenue | 26647000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.24% | B |
| Profit Margin | 29.29% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 5.09% | C |
| Net Profit YoY | 17.91% | B |
| Total Assets YoY | 3.62% | C |
| Net Assets YoY | 9.39% | B |
| Cash Flow Margin | 129.41% | B |
| OCF YoY | 5.09% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - U.S. Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.09%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "17.91%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.41",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.85%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "83114750000.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "26647000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.24%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "29.29%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "5.09%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "17.91%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.62%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "9.39%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "129.41%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "5.09%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.18 | 30/64 | 12.12 | 11.45 | 10.92 |
| PB | 1.41 | 30/64 | 1.48 | 1.39 | 1.30 |
| PS (TTM) | 3.12 | 27/64 | 3.26 | 2.99 | 2.80 |
| Dividend Yield | 3.85% | 30/64 | 4.35% | 4.07% | 3.71% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | Bank of Montreal (BMO.US) | B | B | E | A | B | B |
| 03 | ING Groep (ING.US) | B | A | E | A | C | B |
| 04 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 05 | Credicorp (BAP.US) | B | B | E | A | C | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-08T04:00:00.000Z

Total Analysts: **22**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 9 | 41% |
| Overweight | 4 | 18% |
| Hold | 8 | 36% |
| Underweight | 1 | 5% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 53.55 |
| Highest Target | 74.00 |
| Lowest Target | 57.50 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/USB.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/USB.US/norm.md)
- [Related News](https://longbridge.com/en/quote/USB.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/USB.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**