--- title: "USCB Financial (USCB.US) — Financial Reports" type: "Symbol" locale: "en" url: "https://longbridge.com/en/quote/USCB.US/norm.md" symbol: "USCB.US" name: "USCB Financial" parent: "https://longbridge.com/en/quote/USCB.US.md" datetime: "2026-03-09T20:13:00.624Z" locales: - [en](https://longbridge.com/en/quote/USCB.US/norm.md) - [zh-CN](https://longbridge.com/zh-CN/quote/USCB.US/norm.md) - [zh-HK](https://longbridge.com/zh-HK/quote/USCB.US/norm.md) --- > Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/USCB.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/USCB.US/norm.md) # USCB Financial (USCB.US) — Financial Reports ## Income Statement (USD) | Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | | --- | --- | --- | --- | --- | --- | | EPS | 0.0700 | 0.4500 | 0.4000 | 0.3800 | 0.3372 | | ROE | 2.56% | 16.23% | 14.26% | 13.91% | 12.87% | | Revenue | 17.55M | 24.85M | 23.37M | 22.15M | 21.95M | | Net income | 1.36M | 8.94M | 8.14M | 7.66M | 6.90M | | NIM | 3.27% | 3.14% | 3.28% | 3.10% | - | | Structure | 22.21M | 21.27M | 21.03M | 19.11M | 19.36M | | Provision | 18.03M | 24.96M | 24.40M | 22.83M | 22.98M | ## Balance Sheet (USD) | Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | | --- | --- | --- | --- | --- | --- | | A&L | 2.79B | 2.77B | 2.72B | 2.68B | 2.58B | | Leverage | 12.85 | 13.24 | 11.74 | 11.89 | 11.98 | | BVPS | 11.97 | 11.55 | 11.53 | 11.23 | 10.81 | | Turnover | - | - | - | - | - | | Dpt & ln | 2.35B | 2.46B | 2.34B | 2.31B | 2.17B | | NPL | 3.14M | 1.31M | 1.37M | 4.16M | 2.71M | | Capital ratio | 10.92% | 12.73% | 12.45% | 12.41% | 12.10% | | Coverage | 812.62% | 1905.65% | 1825.26% | 595.28% | 889.18% | ## Cash Flow Statement (USD) | Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | | --- | --- | --- | --- | --- | --- | | Operating CF | - | 20.15M | 18.04M | 14.63M | -3.05M | | Investing CF | - | -44.22M | -85.52M | -72.16M | -50.89M | | Financing CF | - | 26.07M | 24.31M | 78.48M | 92.49M | | Free CF | - | - | - | - | - | ## Distribution Plan **Dividend Yield**: 2.32 ### Dividend History | Description | Record Date | Ex-Date | Payment Date | |-------------|-------------|---------|--------------| | Cash Dividend: 0.125USD | 2026-02-17 | 2026-02-17 | 2026-03-05 | | Cash Dividend: 0.1USD | 2025-11-14 | 2025-11-14 | 2025-12-05 | | Cash Dividend: 0.1USD | 2025-08-15 | 2025-08-15 | 2025-09-05 |