---
title: "Visa Inc. (V.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/V.US.md"
symbol: "V.US"
name: "Visa Inc."
industry: "Transaction and Payment Processing Services"
datetime: "2026-05-19T10:53:47.833Z"
locales:
  - [en](https://longbridge.com/en/quote/V.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/V.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/V.US.md)
---

# Visa Inc. (V.US)

## Company Overview

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |
| Website | [www.visa.com](https://www.visa.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:12.000Z

**Overall: B (0.40)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 3 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 14.37% |  |
| Net Profit YoY | 12.17% |  |
| P/B Ratio | 18.22 |  |
| Dividend Ratio | 0.78% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 639955303495.20 |  |
| Revenue | 43027000000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 60.96% | A |
| Profit Margin | 51.68% | A |
| Gross Margin | 97.68% | A |
| Revenue YoY | 14.37% | B |
| Net Profit YoY | 12.17% | C |
| Total Assets YoY | 2.37% | C |
| Net Assets YoY | -6.23% | D |
| Cash Flow Margin | 103.28% | C |
| OCF YoY | 14.37% | B |
| Turnover | 0.46 | C |
| Gearing Ratio | 62.48% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Visa Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "14.37%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "12.17%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "18.22",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.78%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "639955303495.20",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "43027000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "60.96%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "51.68%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "97.68%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "14.37%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "12.17%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.37%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "-6.23%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "103.28%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "14.37%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.46",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "62.48%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 29.05 | 24/52 | 33.70 | 32.56 | 29.44 |
| PB | 18.22 | 40/52 | 17.90 | 17.45 | 16.20 |
| PS (TTM) | 14.87 | 44/52 | 17.34 | 16.61 | 14.72 |
| Dividend Yield | 0.78% | 10/52 | 0.79% | 0.70% | 0.67% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-17T04:00:00.000Z

Total Analysts: **40**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 28 | 70% |
| Overweight | 7 | 18% |
| Hold | 3 | 8% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 332.64 |
| Highest Target | 450.00 |
| Lowest Target | 323.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/V.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/V.US/norm.md)
- [Related News](https://longbridge.com/en/quote/V.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/V.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**