---
title: "Virginia National Bankshares Corporation (VABK.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/VABK.US.md"
symbol: "VABK.US"
name: "Virginia National Bankshares Corporation"
industry: "Regional Banks"
datetime: "2026-05-20T12:37:52.799Z"
locales:
  - [en](https://longbridge.com/en/quote/VABK.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/VABK.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/VABK.US.md)
---

# Virginia National Bankshares Corporation (VABK.US)

## Company Overview

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services. The company provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial loans, real estate construction and land loans, commercial real estate loans, 1-4 family residential mortgages, and commercial mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.vnb.com](https://www.vnb.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: C (0.44)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 248 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.20% |  |
| Net Profit YoY | 12.48% |  |
| P/B Ratio | 1.24 |  |
| Dividend Ratio | 3.39% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 230438485.00 |  |
| Revenue | 57983000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.34% | B |
| Profit Margin | 34.55% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 5.20% | C |
| Net Profit YoY | 12.48% | C |
| Total Assets YoY | 0.87% | C |
| Net Assets YoY | 11.82% | B |
| Cash Flow Margin | 132.23% | B |
| OCF YoY | 5.20% | C |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Virginia National Bankshares Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.20%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "12.48%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.24",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.39%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "230438485.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "57983000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.34%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "34.55%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "5.20%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "12.48%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.87%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "11.82%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "132.23%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "5.20%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.50 | 121/329 | 12.15 | 11.58 | 11.17 |
| PB | 1.24 | 191/329 | 1.24 | 1.21 | 1.18 |
| PS (TTM) | 3.97 | 201/329 | 3.90 | 3.77 | 3.64 |
| Dividend Yield | 3.39% | 70/329 | 3.67% | 3.54% | 3.42% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | B | B |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/VABK.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/VABK.US/norm.md)
- [Related News](https://longbridge.com/en/quote/VABK.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/VABK.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**