---
title: "Virginia National Bankshares (VABK.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/VABK.US/norm.md"
symbol: "VABK.US"
name: "Virginia National Bankshares"
parent: "https://longbridge.com/en/quote/VABK.US.md"
datetime: "2026-05-20T15:48:22.166Z"
locales:
  - [en](https://longbridge.com/en/quote/VABK.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/VABK.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/VABK.US/norm.md)
---

# Virginia National Bankshares (VABK.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.9700 | 1.10 | 0.8400 | 0.7800 | 0.8300 |
| ROE | 11.35% | 13.18% | 10.52% | 10.04% | 10.98% |
| Revenue | 14.73M | 15.06M | 14.09M | 14.10M | 14.21M |
| Net income | 5.26M | 5.96M | 4.58M | 4.24M | 4.49M |
| NIM | 3.40% | - | 3.43% | 3.40% | 3.28% |
| Structure | 12.91M | 13.35M | 13.07M | 12.80M | 12.29M |
| Provision | 14.39M | 15.02M | 14.42M | 14.11M | 14.05M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 1.65B | 1.65B | 1.61B | 1.63B | 1.63B |
| Leverage | 8.84 | 8.96 | 9.06 | 9.57 | 9.80 |
| BVPS | 34.39 | 34.15 | 32.89 | 31.67 | 30.93 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 1.43B | 1.43B | 1.38B | 1.39B | 1.43B |
| NPL | 5.99M | 9.24M | 6.77M | 7.79M | 5.04M |
| Capital ratio | 20.00% | 19.60% | 19.30% | 18.65% | 18.12% |
| Coverage | 133.28% | 89.50% | 125.72% | 107.12% | 165.30% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 7.24M | 6.53M | 5.98M | 6.74M | 2.09M |
| Investing CF | 5.96M | 6.06M | 15.71M | 8.30M | 1.73M |
| Financing CF | -6.95M | 34.94M | -37.12M | -6.09M | 8.65M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 3.34

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.36USD | 2026-05-13 | 2026-05-13 | 2026-05-29 |
| Cash Dividend: 
0.36USD | 2026-02-13 | 2026-02-13 | 2026-02-27 |
| Cash Dividend: 
0.36USD | 2025-11-14 | 2025-11-14 | 2025-11-28 |