---
title: "VersaBank (VBNK.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/VBNK.US/norm.md"
symbol: "VBNK.US"
name: "VersaBank"
parent: "https://longbridge.com/en/quote/VBNK.US.md"
datetime: "2026-06-10T13:53:22.118Z"
locales:
  - [en](https://longbridge.com/en/quote/VBNK.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/VBNK.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/VBNK.US/norm.md)
---

# VersaBank (VBNK.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.1681 | 0.2543 | 0.1141 | 0.1445 | 0.1879 |
| ROE | 5.50% | 8.23% | 3.92% | 4.98% | 6.50% |
| Revenue | 27.67M | 26.30M | 24.14M | 21.97M | 21.14M |
| Net income | 5.50M | 8.13M | 3.72M | 4.76M | 6.16M |
| NIM | 2.33% | 2.25% | - | 2.25% | 2.29% |
| Structure | 26.08M | 24.88M | 23.33M | 21.52M | 20.26M |
| Provision | 27.99M | 26.82M | 25.09M | 22.82M | 21.78M |

## Balance Sheet (USD)

| Indicator | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 4.71B | 4.51B | 4.15B | 3.96B | 3.65B |
| Leverage | 11.66 | 11.32 | 10.90 | 10.37 | 9.55 |
| BVPS | 12.54 | 12.44 | 11.92 | 11.87 | 11.74 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 4.03B | 3.85B | 3.43B | 3.34B | 3.04B |
| NPL | 10.92M | 13.38M | 33.51M | 28.10M | 22.53M |
| Capital ratio | 12.32% | 12.82% | 12.92% | 13.56% | 14.28% |
| Coverage | 55.81% | 43.46% | 15.53% | 15.53% | 15.90% |

## Cash Flow Statement (USD)

| Indicator | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -229.11M | -239.72M | -129.25M | -176.71M | -127.18M |
| Investing CF | -13.32M | -8.64M | 55.00M | -41.60M | 41.63M |
| Financing CF | 197.41M | 281.29M | 161.59M | 304.73M | 54.39M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 0.37

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.025CAD | 2026-07-10 | 2026-07-10 | 2026-07-31 |
| Cash Dividend: 
0.025CAD | 2026-04-10 | 2026-04-10 | 2026-04-30 |
| Cash Dividend: 
0.025CAD | 2026-01-09 | 2026-01-09 | 2026-01-31 |