---
title: "Waterdrop Inc. (WDH.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/WDH.US.md"
symbol: "WDH.US"
name: "Waterdrop Inc."
industry: "Insurance Brokers"
datetime: "2026-06-13T14:57:07.053Z"
locales:
  - [en](https://longbridge.com/en/quote/WDH.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/WDH.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/WDH.US.md)
---

# Waterdrop Inc. (WDH.US)

## Company Overview

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management systems.

| Item | Detail |
|------|--------|
| Industry | Insurance Brokers |
| Exchange | US Market |
| Website | [www.waterdrop-inc.com](https://www.waterdrop-inc.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-06-13T04:30:12.000Z

**Overall: B (0.28)**

**Industry**: Insurance Brokers

| Metric | Value |
|--------|-------|
| Industry Ranking | 8 / 35 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 44.82% |  |
| Net Profit YoY | 56.22% |  |
| P/B Ratio | 0.68 |  |
| Dividend Ratio | 3.43% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 503022734.20 |  |
| Revenue | 557542701.65 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 11.44% | B |
| Profit Margin | 14.30% | B |
| Gross Margin | 51.15% | B |
| Revenue YoY | 44.82% | A |
| Net Profit YoY | 56.22% | B |
| Total Assets YoY | 14.80% | B |
| Net Assets YoY | 10.29% | B |
| Cash Flow Margin | 42.87% | D |
| OCF YoY | 44.82% | A |
| Turnover | 0.59 | B |
| Gearing Ratio | 27.45% | B |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Waterdrop Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "44.82%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "56.22%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.68",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.43%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "503022734.20",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "557542701.65",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "11.44%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "14.30%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "51.15%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "44.82%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "56.22%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "14.80%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.29%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "42.87%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "44.82%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.59",
          "rating": "B"
        },
        {
          "name": "Gearing Ratio",
          "value": "27.45%",
          "rating": "B"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.31 | 2/35 | 10.96 | 9.32 | 7.76 |
| PB | 0.68 | 6/35 | 0.96 | 0.90 | 0.78 |
| PS (TTM) | 0.90 | 11/35 | 1.59 | 1.44 | 1.11 |
| Dividend Yield | 3.43% | 2/35 | 2.44% | 2.25% | 1.69% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | TWFG (TWFG.US) | B | A | B | A | A | A |
| 02 | QDM International Inc. (QDMI.US) | A | A | A | B | B | A |
| 03 | QDM INTL INC (QDMID.US) | A | A | A | A | A | A |
| 04 | Brown & Brown (BRO.US) | B | A | D | D | B | B |
| 05 | Hagerty (HGTY.US) | B | B | B | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-22T04:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 3 | 75% |
| Overweight | 1 | 25% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 1.40 |
| Highest Target | 3.00 |
| Lowest Target | 1.35 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/WDH.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/WDH.US/norm.md)
- [Related News](https://longbridge.com/en/quote/WDH.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/WDH.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**