---
title: "Wintrust Financial Corporation (WTFC.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/WTFC.US.md"
symbol: "WTFC.US"
name: "Wintrust Financial Corporation"
industry: "Regional Banks"
datetime: "2026-04-16T23:24:43.330Z"
locales:
  - [en](https://longbridge.com/en/quote/WTFC.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/WTFC.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/WTFC.US.md)
---

# Wintrust Financial Corporation (WTFC.US)

## Company Overview

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.wintrust.com](https://www.wintrust.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 133 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.93% |  |
| Net Profit YoY | 16.05% |  |
| P/B Ratio | 1.44 |  |
| Dividend Ratio | 1.40% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 9825527331.22 |  |
| Revenue | 2628171000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 12.13% | B |
| Profit Margin | 31.35% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 11.93% | B |
| Net Profit YoY | 16.05% | B |
| Total Assets YoY | 9.65% | B |
| Net Assets YoY | 14.41% | B |
| Cash Flow Margin | 117.59% | B |
| OCF YoY | 11.93% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Wintrust Financial Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.93%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "16.05%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.44",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.40%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "9825527331.22",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "2628171000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "12.13%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "31.35%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "11.93%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "16.05%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.65%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "14.41%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "117.59%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "11.93%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.69 | 126/332 | 12.93 | 12.35 | 11.74 |
| PB | 1.44 | 234/332 | 1.44 | 1.38 | 1.30 |
| PS (TTM) | 3.74 | 151/332 | 3.73 | 3.55 | 3.36 |
| Dividend Yield | 1.40% | 214/332 | 1.56% | 1.48% | 1.40% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | A | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-08T04:00:00.000Z

Total Analysts: **12**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 6 | 50% |
| Overweight | 3 | 25% |
| Hold | 3 | 25% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 145.24 |
| Highest Target | 185.00 |
| Lowest Target | 150.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/WTFC.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/WTFC.US/norm.md)
- [Related News](https://longbridge.com/en/quote/WTFC.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/WTFC.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**