---
title: "The Western Union Company (WU.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/WU.US.md"
symbol: "WU.US"
name: "The Western Union Company"
industry: "Transaction and Payment Processing Services"
datetime: "2026-05-20T03:06:50.898Z"
locales:
  - [en](https://longbridge.com/en/quote/WU.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/WU.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/WU.US.md)
---

# The Western Union Company (WU.US)

## Company Overview

The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |
| Website | [www.westernunion.com](https://www.westernunion.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:12.000Z

**Overall: C (0.56)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 28 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -2.28% |  |
| Net Profit YoY | -51.83% |  |
| P/B Ratio | 2.90 |  |
| Dividend Ratio | 11.11% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2643200979.84 |  |
| Revenue | 4049800000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 47.66% | A |
| Profit Margin | 10.88% | B |
| Gross Margin | 33.36% | C |
| Revenue YoY | -2.28% | D |
| Net Profit YoY | -51.83% | D |
| Total Assets YoY | -2.85% | D |
| Net Assets YoY | -3.08% | D |
| Cash Flow Margin | 114.45% | C |
| OCF YoY | -2.28% | D |
| Turnover | 0.49 | C |
| Gearing Ratio | 88.76% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - The Western Union Company",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-2.28%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-51.83%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "2.90",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "11.11%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "2643200979.84",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "4049800000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "47.66%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "10.88%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "33.36%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "-2.28%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-51.83%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "-2.85%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "-3.08%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "114.45%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-2.28%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.49",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "88.76%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 5.90 | 2/52 | 5.58 | 3.68 | 3.04 |
| PB | 2.86 | 22/52 | 3.23 | 3.08 | 2.96 |
| PS (TTM) | 0.64 | 7/52 | 0.74 | 0.69 | 0.65 |
| Dividend Yield | 11.29% | 2/52 | 11.24% | 10.53% | 9.94% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-12T04:00:00.000Z

Total Analysts: **17**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 6% |
| Hold | 10 | 59% |
| Underweight | 1 | 6% |
| Sell | 5 | 29% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 8.33 |
| Highest Target | 16.00 |
| Lowest Target | 7.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/WU.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/WU.US/norm.md)
- [Related News](https://longbridge.com/en/quote/WU.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/WU.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**