---
title: "Block, Inc. (XYZ.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/XYZ.US.md"
symbol: "XYZ.US"
name: "Block, Inc."
industry: "Transaction and Payment Processing Services"
datetime: "2026-05-20T12:37:57.910Z"
locales:
  - [en](https://longbridge.com/en/quote/XYZ.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/XYZ.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/XYZ.US.md)
---

# Block, Inc. (XYZ.US)

## Company Overview

Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments: Square and Cash App. The Square segment offers managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |
| Website | [www.block.xyz](https://www.block.xyz) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.44)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 17 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 2.27% |  |
| Net Profit YoY | -69.14% |  |
| P/B Ratio | 1.91 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 41439470320.00 |  |
| Revenue | 24478734000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 3.74% | C |
| Profit Margin | 3.30% | C |
| Gross Margin | 48.24% | B |
| Revenue YoY | 2.27% | C |
| Net Profit YoY | -69.14% | E |
| Total Assets YoY | 9.87% | B |
| Net Assets YoY | 1.15% | C |
| Cash Flow Margin | 422.75% | A |
| OCF YoY | 2.27% | C |
| Turnover | 0.64 | B |
| Gearing Ratio | 45.78% | C |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Block, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "2.27%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-69.14%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.91",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "41439470320.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "24478734000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "3.74%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "3.30%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "48.24%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "2.27%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-69.14%",
          "rating": "E"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.87%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.15%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "422.75%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "2.27%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.64",
          "rating": "B"
        },
        {
          "name": "Gearing Ratio",
          "value": "45.78%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 51.34 | 29/52 | 27.63 | 15.46 | 12.61 |
| PB | 1.91 | 10/52 | 2.09 | 1.85 | 1.67 |
| PS (TTM) | 1.69 | 20/52 | 1.94 | 1.68 | 1.56 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-19T04:00:00.000Z

Total Analysts: **46**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 29 | 63% |
| Overweight | 8 | 17% |
| Hold | 7 | 15% |
| Underweight | 1 | 2% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 69.17 |
| Highest Target | 119.16 |
| Lowest Target | 51.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/XYZ.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/XYZ.US/norm.md)
- [Related News](https://longbridge.com/en/quote/XYZ.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/XYZ.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**