---
title: "Zurich Insurance Group AG (ZURVY.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/ZURVY.US.md"
symbol: "ZURVY.US"
name: "Zurich Insurance Group AG"
industry: "Multi-line Insurance"
datetime: "2026-05-21T21:46:18.116Z"
locales:
  - [en](https://longbridge.com/en/quote/ZURVY.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ZURVY.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ZURVY.US.md)
---

# Zurich Insurance Group AG (ZURVY.US)

## Company Overview

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges.

| Item | Detail |
|------|--------|
| Industry | Multi-line Insurance |
| Exchange | US Market |
| Website | [www.zurich.com](https://www.zurich.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: C (0.55)**

**Industry**: Multi-line Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 6 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 6.35% |  |
| Net Profit YoY | 16.92% |  |
| P/B Ratio | 3.81 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 108710953978.20 |  |
| Revenue | 73083000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 25.18% | A |
| Profit Margin | 9.30% | B |
| Gross Margin | 23.82% | C |
| Revenue YoY | 6.35% | C |
| Net Profit YoY | 16.92% | B |
| Total Assets YoY | 13.74% | B |
| Net Assets YoY | 11.98% | B |
| Cash Flow Margin | 86.83% | C |
| OCF YoY | 6.35% | C |
| Turnover | 0.19 | D |
| Gearing Ratio | 92.59% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Zurich Insurance Group AG",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "6.35%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "16.92%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "3.81",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "108710953978.20",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "73083000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "25.18%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "9.30%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "23.82%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "6.35%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "16.92%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.74%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "11.98%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "86.83%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "6.35%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.19",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "92.59%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 15.99 | 5/6 | 17.56 | 17.19 | 15.77 |
| PB | 3.81 | 6/6 | 4.16 | 4.02 | 3.76 |
| PS (TTM) | 1.49 | 6/6 | 1.48 | 1.46 | 1.43 |
| Dividend Yield | 0.00% | - | 4.42% | 4.34% | 4.26% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Allianz (ALIZY.US) | B | B | E | E | C | C |
| 02 | Zurich Insurance Group (ZURVY.US) | B | B | D | E | C | C |
| 03 | AXA (AXAHY.US) | B | B | D | E | B | C |
| 04 | Aviva (AVVIY.US) | C | A | E | E | C | C |
| 05 | Horage Mann Educators (HMN.US) | B | C | E | E | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-18T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Underweight | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 36.48 |
| Highest Target | 33.00 |
| Lowest Target | 33.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/ZURVY.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/ZURVY.US/norm.md)
- [Related News](https://longbridge.com/en/quote/ZURVY.US/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**