--- title: "Poor: Work to spend.Middle class: Work to borrow to spend.Rich: Build assets that feed them forever." description: "Poor: Work to spend.Middle class: Work to borrow to spend.Rich: Build assets that feed them forever.You either own the board…Or you’re the board piece.Learn the rules. Then break the cycle." type: "topic" locale: "en" url: "https://longbridge.com/en/topics/100000000163162.md" published_at: "2025-07-26T13:07:19.000Z" author: "[Tom Nash Updates](https://longbridge.com/en/profiles/17075731)" --- # Poor: Work to spend.Middle class: Work to borrow to spend.Rich: Build assets that feed them forever. Poor: Work to spend. Middle class: Work to borrow to spend. Rich: Build assets that feed them forever. You either own the board… Or you’re the board piece. Learn the rules. Then break the cycle. --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.