---
title: "1/28 US stock market review, Fed interest rate decision, earnings reports from three tech giants (Microsoft, Meta, Tesla)"
description: "The Federal Reserve kept the benchmark interest rate unchanged at 3.5% - 3.75%, marking the first policy decision of 2026 and a pause following consecutive rate cuts last year. Economic growth remains"
type: "topic"
locale: "en"
url: "https://longbridge.com/en/topics/100000000432664.md"
published_at: "2026-01-29T01:43:31.000Z"
author: "[淡墨青衫](https://longbridge.com/en/profiles/25496082)"
---

# 1/28 US stock market review, Fed interest rate decision, earnings reports from three tech giants (Microsoft, Meta, Tesla)

The Federal Reserve kept the benchmark interest rate unchanged at 3.5% - 3.75%, marking the first policy decision of 2026 and a pause following consecutive rate cuts last year. Economic growth remains robust, with the description of a weak labor market being softened. It is expected that there may be only one more 25-basis-point rate cut in 2026, likely in mid-year, provided inflation continues to decline toward the target level.

$Microsoft(MSFT.US) 

Revenue and EPS both exceeded expectations, but due to slowing cloud business growth and higher-than-expected capital expenditures ($37.5 billion), the stock price plummeted after hours.

Long-term bullish outlook; recommended to open positions near 450, with a better entry point at 435 if further pullback occurs.

$Meta Platforms(META.US) 

The earnings report was extremely impressive, with both revenue and EPS beating expectations, and strong future performance guidance was provided. The stock surged over 8% after hours, reclaiming the 700 level.

Following the "left-side trading" principle, chasing highs is not recommended; consider entering in batches during future pullbacks.

  
$Tesla(TSLA.US) 

While the data beat expectations, actual revenue declined for three consecutive quarters, with net profit plunging 61% year-on-year. The stock price is mainly supported by Musk's "pie in the sky" promises, such as the expansion of Robotaxi operations in 2025 and the third-generation Optimus robot.

Tesla's stock is heavily driven by sentiment; the fact that it didn't crash after this earnings report is already fortunate.

  
$Unitedhealth(UNH.US) 

The U.S. government's proposed Medicare Advantage reimbursement rate was lower than expected, impacting its most profitable business. The company's own revenue fell short of expectations, and it lowered its full-year 2026 guidance.

Support levels are at 280 (above the gap) and around 270. There's no need to rush; consider entering in batches within the 270-280 range. Buffett's average holding cost in Q2 2025 was around 300, so entering at the current price likely means buying at Buffett's bottom.

### Related Stocks

- [MSFT.US - Microsoft](https://longbridge.com/en/quote/MSFT.US.md)
- [META.US - Meta Platforms](https://longbridge.com/en/quote/META.US.md)
- [TSLA.US - Tesla](https://longbridge.com/en/quote/TSLA.US.md)
- [UNH.US - Unitedhealth](https://longbridge.com/en/quote/UNH.US.md)
- [MSFL.US - GraniteShares 2x Long MSFT Daily ETF](https://longbridge.com/en/quote/MSFL.US.md)
- [MSFO.US - YieldMax MSFT Option Income Strategy ETF](https://longbridge.com/en/quote/MSFO.US.md)
- [MSFD.US - Direxion Daily MSFT Bear 1x Shares](https://longbridge.com/en/quote/MSFD.US.md)
- [MSFU.US - Direxion Daily MSFT Bull 2X Shares](https://longbridge.com/en/quote/MSFU.US.md)
- [MSFX.US - T-Rex 2X Long Microsoft Daily Target ETF](https://longbridge.com/en/quote/MSFX.US.md)
- [MSFY.US - Kurv Yield Premium Strategy Microsoft MSFT ETF](https://longbridge.com/en/quote/MSFY.US.md)

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.