---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/100000000889187.md"
description: "$SoFi Tech(SOFI.US)Context: SOFI has declined 30% so far in 2026, despite the fintech company reporting better-than-expected Q2 results. The company's member base continued to reflect strength and grew 35% year-over-year to 15.8 million in Q2 2026. However, investors were disappointed when SoFi raised its full-year revenue guidance while keeping its earnings outlook intact as the company continues to make growth investments.Bulls highlight that SoFi's Q2 2026 deposits grew 54% year-over-year to about $46 billion.SoFi is increasingly becoming more than just a consumer lender, with Q2 results showing faster member growth, deeper product adoption, a larger deposit base, and rising fee revenue. Notably, members grew 35% while products increased 42% in Q2 2026, with existing members driving more than half of new product additions.However, bears cite SOFI stock's valuation and dependence on loan-sale earnings, especially amid a more volatile macro backdrop.My Trade: Averaging down below $17.2 and long term price target $23-25.Takeaway: Sofi's prime has passed after struggling to maintain the $20+ range. It is worth taking note however, that FinTech is a rather cyclical industry, and that Sofi remains fundamentally sound while adding new members. @Captain's Treasure"
datetime: "2026-09-08T06:14:32.000Z"
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generator: "portal-rs"
---

# $SoFi Tech(SOFI.US)Context: SOFI has declined 30% …


### Related Stocks

- [SOFI.US](https://longbridge.com/en/quote/SOFI.US.md)

## Comments (1)

- **JeremyT · 2026-09-08T09:59:01.000Z**: even after that fall it still trades near thirty six times trailing earnings, so the derating has room to run without the business doing anything wrong.


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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**