---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/100000000905387.md"
description: "🏦 For banks like OCBC, higher interest rates can support net interest income because loans may earn more, although funding costs also rise. 🛡️ For insurers like Manulife, higher bond yields can improve returns on new investments and support investment income. However, higher rates can also reduce bond values and affect borrowing demand.@Captain Leo"
datetime: "2026-09-18T14:41:29.000Z"
locales:
  - [en](https://longbridge.com/en/topics/100000000905387.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/100000000905387.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/100000000905387.md)
author: "[optionspuppy](https://longbridge.com/en/profiles/20627341.md)"
generator: "portal-rs"
---

# 🏦 For banks like OCBC, higher interest rates can s…


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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**