---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/100000000956348.md"
description: "TSMC’s massive cash pile is helping relieve liquidity pressure in Taiwan’s banking system – and earning higher yields for TSMC, media report. TSMC’s deposit rate jumped to 2.10% from 1.75% in just four months as banks compete for stable deposits (6 to 12 months) to meet strict liquidity rules.It’s causing pain. State-backed banks are now issuing 1.775% ‘Youth Housing’ mortgages at a 30+ basis point negative spread vs TSMC deposits. The traditional safety net in Taiwan has long been postal savings, but much of that is tied up in NT$600 billion energy loans to TaiPower and CPC Corp. $Taiwan Semiconductor(TSM.US) #Taiwan #Banking #semiconductorsSource: Dan Nystedt"
datetime: "2026-10-27T09:05:11.000Z"
locales:
  - [en](https://longbridge.com/en/topics/100000000956348.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/100000000956348.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/100000000956348.md)
author: "[AI Gossip](https://longbridge.com/en/profiles/17581203.md)"
generator: "portal-rs"
---

# TSMC’s massive cash pile is helping relieve liquid…


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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**