---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/100000000968960.md"
description: "$UOB(U11.SG) reported a net profit of S$1.25 billion for the third quarter of 2026 (3Q26), missing analyst forecasts of about S$1.38 billion.Key 3Q26 Financial Highlights• Net Profit: S$1.25 billion (down 15% quarter-on-quarter, though up 182.2% from a low base).• Net Interest Income (NII): S$2.3 billion (down 1% QoQ), with the Net Interest Margin (NIM) easing to 1.68%.• Net Fee Income: Reached a record S$733 million (up 10% QoQ), supported by strong wealth management.• Other Non-Interest Income: Dropped 41% QoQ to S$370 million, primarily due to the absence of non-recurring divestment gains from the previous quarter and lower trading/investment income.• Total Expenses: S$1.6 billion (down 4% QoQ).• Asset Quality: Credit costs remained steady at 24 basis points, and the non-performing loan (NPL) ratio improved to 1.5%.• Capital Adequacy: The fully-loaded Tier 1 ratio stood at 14%.• 9M26 Performance: For the first nine months of 2026, net profit rose 27% year-on-year.The official report documents and investor presentations can be assessed via the UOB Investor Relations Financial Results portal: https://www.uobgroup.com/investor-relations/financial/index.html"
datetime: "2026-11-04T01:07:28.000Z"
locales:
  - [en](https://longbridge.com/en/topics/100000000968960.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/100000000968960.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/100000000968960.md)
author: "[LazyCat](https://longbridge.com/en/profiles/16872684.md)"
generator: "portal-rs"
---

# $UOB(U11.SG) reported a net profit of S$1.25 billi…


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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**