---
type: "Topics"
locale: "en"
url: "https://longbridge.com/en/topics/37304511.md"
description: "ARK's data on $Robinhood(HOOD.US) is quite interesting, let's talk about Hood in detail.American society is about each generation having its own accounts. For example, the baby boomers over 60 use Schwab. Hood's average user age is in their 30s, representing the accounts of the new generation of middle-aged and young Americans. This model can be imagined as a funnel—as long as money flows in, it can generate revenue by facilitating a series of transactions.So the most important thing is to increase the average assets per user. Hood users have about $10,000 in assets on average, while Schwab or IBKR users have over $150,000. But Hood's average user age is 34, which is crucial because 35 is a significant wealth milestone in the U.S. Between 35 and 40, people typically see a threefold increase in average wealth compared to the previous five years, peaking at 55. So even if Robinhood does nothing today, it will naturally see asset growth.Trading accounts are just the beginning. As these users enter middle age and start accumulating savings, they will naturally seek wealth management services. For example, over 60% of Schwab's revenue comes from wealth management.After absorbing these assets through this funnel, the key is to keep the money moving. Hood is also very savvy about internet marketing and caters to young people's enthusiasm for Crypto."
datetime: "2025-12-22T10:59:49.000Z"
locales:
  - [en](https://longbridge.com/en/topics/37304511.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/37304511.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/37304511.md)
author: "[lyhalfway](https://longbridge.com/en/profiles/3372973.md)"
---

# ARK's data on $Robinhood(HOOD.US) is quite interes…


### Related Stocks

- [IBKR.US](https://longbridge.com/en/quote/IBKR.US.md)
- [HOOD.US](https://longbridge.com/en/quote/HOOD.US.md)
- [SCHW.US](https://longbridge.com/en/quote/SCHW.US.md)
- [SCHW-D.US](https://longbridge.com/en/quote/SCHW-D.US.md)
- [SCHW-J.US](https://longbridge.com/en/quote/SCHW-J.US.md)

## Comments (32)

- **ELSE_YE · 2026-01-12T08:44:16.000Z**: Why has hood been performing so poorly recently?Should we continue holding the 170 call?
- **赵哥小迷弟 · 2026-01-12T08:40:32.000Z**: Hood won't fall much further, let's see where it goes tonight, add some positions
- **lyhalfway · 2026-01-12T08:30:07.000Z**: This picture is more intuitive. Making users rich and retaining them should be the most important thing for Hood.
- **美股主升浪 · 2025-12-24T20:15:02.000Z**: In addition to stocks, hood also has a huge gambling market
- **赵传 · 2025-12-22T18:13:04.000Z**: American hood is really only used by young people. Wealth will definitely be transferred when it increases, and its reputation is not good, especially during the pandemic years when it often disconnected, but that doesn't stop it from rising.
- **桓台红莲湖 · 2025-12-22T15:36:58.000Z**: Bro ly, does the longcall for June next year need to be extended to 2027?
  - **lyhalfway** (2025-12-22T15:45:23.000Z): I don't think it's necessary yet
- **iceice · 2025-12-22T13:47:32.000Z**: Let's get some hood👀
- **Jack www · 2025-12-22T13:13:50.000Z**: Can hood be used for stock trading? I have experience with schwab and ib, but not with hood
- **勝利的雅典娜 · 2025-12-22T12:25:52.000Z**: Young people don't go to casinos, stock trading apps are so convenient, it's like playing a game! Just think about diverting some of the annual betting amounts from casinos and sports betting here, the business should get better and better.
- **酥油饼幺二幺三八 · 2025-12-22T11:48:33.000Z · 👍 2**: Uncle Yaren, buy buy buy! Waiting for you in the car😉
- **暂时停止 · 2025-12-22T11:46:50.000Z**: Uncle's analysis of hood always leads to a big rise.👏🏻
  - **lyhalfway** (2025-12-22T13:12:22.000Z): 😂Then I'll talk more about hood in the future
- **輸棟樓的韭菜 · 2025-12-22T11:36:02.000Z · 👍 2**: So the question is, who is the Robinhood in Chinese brokerages? (dog head @Longbridge Xiaoqiao
  - **Jack www** (2025-12-22T13:15:56.000Z): 🤔When will LB also increase professionalism and make the interface cooler. Also, I've interviewed with LB twice before😂, I really liked LB before
  - **長野原烟花店交易员** (2026-01-03T08:46:04.000Z): East Money Bar
- **Andy Feng · 2025-12-22T11:34:17.000Z**: No one will use Robinhood forever. Once their account grows to a certain level, they will switch to more professional brokers.
  - **lyhalfway** (2025-12-22T11:40:20.000Z): Hmm, this is also a potential risk, it depends on how Hood retains users who have become wealthy.
- **KK园区交易员 · 2025-12-22T11:16:27.000Z · 👍 2**: Held HOOD all along, recently opened a position in BMNR, BMNR is much more exciting🙈
  - **KK园区交易员** (2025-12-22T11:17:09.000Z): When you can't hold on, come and see Yaren Ge
  - **lyhalfway** (2025-12-22T11:20:09.000Z): Well, since hood has brokerage attributes and is not strongly related to coins, its volatility is not that high.
  - **Jack www** (2025-12-22T13:14:29.000Z): What😧?? I always thought Hood was just a crypto exchange like Binance
- ***烟火声* · 2025-12-22T11:03:45.000Z**: Can't play hood in China, right?
  - **lyhalfway** (2025-12-22T11:11:08.000Z): Seems not possible, I haven't tried it
  - **美股主升浪** (2025-12-24T20:14:02.000Z): hood must be a US user
  - ***烟火声*** (2025-12-24T23:44:08.000Z): ok
- **提钱退休小up · 2025-12-22T11:02:42.000Z · 👍 5**: Look three steps ahead is amazing, cultivating user loyalty from childhood
  - **lyhalfway** (2025-12-22T11:03:52.000Z): Yes, the intergenerational transfer of wealth
- **Shen ཉི࿔࿆࿐ོ · 2025-12-22T11:01:48.000Z**: Bro, where can I see this kind of report?
  - **lyhalfway** (2025-12-22T11:04:07.000Z): It's available on the official website, I subscribed to the report
  - **Shen ཉི࿔࿆࿐ོ** (2025-12-22T11:05:30.000Z): Alright, I'll go check out ARK's website