---
title: "For holding over 10+ years: $VG S&P 500(VOO.US) is more stable and suitable;If you want higher r"
description: "For holding over 10+ years: $VG S&P 500(VOO.US) is more stable and suitable;If you want higher returns and can handle volatility: $VG Growth(VUG.US) is stronger.For ordinary people, seeking stabil"
type: "topic"
locale: "en"
url: "https://longbridge.com/en/topics/38653847.md"
published_at: "2026-02-11T08:50:26.000Z"
author: "[浩浩荡荡](https://longbridge.com/en/profiles/19784218)"
---

# For holding over 10+ years: $VG S&P 500(VOO.US) is more stable and suitable;If you want higher r

For holding over 10+ years: $VG S&P 500(VOO.US) is more stable and suitable;

If you want higher returns and can handle volatility: $VG Growth(VUG.US) is stronger.

For ordinary people, seeking stability, afraid of drawdowns: Prioritize $VG S&P 500(VOO.US).

Hardcore comparison (focusing on key points)

1\. Management fee (almost equally low)

\- $VG S&P 500(VOO.US): 0.03%

\- $VG Growth(VUG.US): 0.04%

→ The difference is negligible, both are extremely low fees.

2\. Long-term annualized return (historical performance)

\- $VG S&P 500(VOO.US) (S&P 500): ≈11.8%/year

\- $VG Growth(VUG.US) (Large-cap growth): ≈14.5%/year

→ VUG has higher returns

3\. Stability / Drawdown (determines if you can hold on)

\- 2008 maximum drawdown:

\- $VG S&P 500(VOO.US): -55%

\- $VG Growth(VUG.US): -65%

\- 2022 maximum drawdown:

\- $VG S&P 500(VOO.US): -35%

\- $VG Growth(VUG.US): -42%

→ VOO is clearly more stable

4\. Tax efficiency (very important for you)

\- Both are Vanguard

\- Both have low dividends and low capital gains distributions

→ Tax withholding levels are almost the same

5\. Holding experience

\- $VG S&P 500(VOO.US): Stable, reassuring, can hold even when it falls

\- $VG Growth(VUG.US): Rises sharply, falls sharply, easy to lose hold

I'll choose for you directly based on your style

You've always emphasized:

✅ Low management fee

✅ Low tax withholding

✅ Stability

✅ Long-term dollar-cost averaging

✅ Dislike large fluctuations

→ Most suitable for you: $VG S&P 500(VOO.US)

If you're willing to take on a bit more volatility for higher returns:

→ Use VOO as the main holding, VUG as a small enhancement

The simplest long-term allocation (copy directly)

\- Core holding: 70% $VG S&P 500(VOO.US) (Stable, can hold)

\- Growth enhancement: 30% $VG Growth(VUG.US) (Increase returns)

This is the most balanced plan for long-term returns + stability + tax efficiency.

### Related Stocks

- [VOO.US - VG S&P 500](https://longbridge.com/en/quote/VOO.US.md)
- [VUG.US - VG Growth](https://longbridge.com/en/quote/VUG.US.md)

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.